H&R for Intermediaries is pleased to announce that its newly-launched broker platform is live for residential and consumer BTL mortgages, where you’ll be on track for a host of new creature comforts to smooth the application journey. It’s designed to be much more intuitive and easier to navigate. We’ll be running the old platform alongside [...]

We’ve made rate changes across our range of residential mortgage products. Here’s what you need to know: We’ve decreased rates for 51 of our 2, 3 and 5 year products; We’ve increased rates for 10 of our 3 and 5 year products; We’ve extended all end dates to 31st March. The new rate table with [...]

The current economic climate, increased competition and continued uncertainties in the wider housing market have put the mortgage industry under huge pressure. These market pressures show no sign of abating, with competition intensifying as evidenced by increasing Loan to Value metrics and lower new lending margins. Having considered all of these factors, and whilst no [...]

What options are available for a "Remortgage in Retirement"? If you have a client over the age of 55 looking for a remortgage there's lots of options available dependent on what exactly they're looking for, here's some of our most popular; Remortgage their existing interest only mortgage Want to remortgage onto interest only with plans to [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Fleet Mortgages withdraws current product range; Magellan launches specialist prime mortgages; Secure Trust Bank proposes to cease new mortgage lending; Digital Mortgages announce rate [...]

Your clients' mortgages are maturing Our next BTL mortgage maturity is 30 April We’ll be writing to our BTL customers with April 2019 maturities in January to let them know – so now’s the time for you to get in touch with them. Here’s what our customers with mortgage maturities will receive: 16 week [...]

We want to start 2019 in the best shape possible, so we’re slimming down our product range to make it easier for you to find the best fit for your customer. We have withdrawn the following: All 70% LTV residential and BTL deals; All 80% LTV residential Trackers. In line with our commitments, we are [...]

We're thrilled to introduce our new range of workshops, which have been designed with you in mind. Whether you wish to get qualified and join the equity release sector, or you're an experienced adviser who wants to add to their toolkit, we've got something for you. We were delighted with the response that we got [...]

We have implemented some changes to our online portal following feedback. Credit commitments and debt consolidations Following feedback received, wording has been changed and help text updated on the Expenditure pages to make it clear to the broker what each mortgage needs to be input as. This should also support you when completing the affordability [...]

We have a great range of buy-to-let completion fee products including our £0 completion fee range. Three tiers of completion fees to suit a whole host of circumstances; Rates start from 3.09% for standard Individuals, 3.25% for Limited Companies/LLP's and 3.49% for HMO/MUB's; No completion fee, no problem. We've introduced a £0 completion fee range. Find [...]