We are pleased to introduce some new Limited Edition products to our Residential range which will go live on 11.03.2022 . Both Pepper 48 and 48 Light Limited Editions are available up to 85% LTV on a 2-year and 5-year fixed term. Our Pepper 48 range is suitable for customers who haven’t had a [...]

Our Versatility range can offer you flexibility for your clients in complex circumstances. Here's a recent example of a combined residential bungalow and cattery business: • Remortgage with debt consolidation • Property with right of way required over land • Repayment strategy a combination of downsizing and the sale of two plots of land [...]

Effective 14th March we are making the following changes to our New Business product range: New Business Rate Changes Purchase: Rate increase of 20bs selected 2 and 5 year deals Remortgage: Rate increase of 20bs selected 2 and 5 year deals First Time Buyer: Rate increase of 20bs selected 2 and 5 year deals [...]

Bridging loans are an extremely useful solution for a wide and varied number of situations. From buying a property at auction to paying an unexpected tax bill, find out the 8 uses for bridging finance here: https://www.enterprisefinance.co.uk/blog/get-creative-with-bridging-loans Why use Enterprise Finance for bridging: Super-fast completion times ideal for auction purchases Rates from 0.44% Loans [...]

Spotlight on: later life. Make older borrower cases simple with the Suffolk. Few lending areas have seen such development as those for applicants over 55. When it comes to later life borrowers it’s not just about swapping an existing mortgage deal - we’re seeing an increasing amount of previously mortgage-free clients choosing a mortgage [...]

We wanted to let you know that we’re making some changes to the following Clydesdale Bank products for new customers at 8pm today. • 75% LTV Full C&I 2 and 5 year fixed rates with £999 fee will be withdrawn. • 80% LTV Full C&I 2 and 5 year fixed rates with £999 fee [...]

If you mention clients with complex incomes, key workers may not always immediately spring to mind. However, as anyone who has seen a payslip of a NHS employee will see, it shows a complex income calculation. And they are not the only key workers whose income may be complex and who will need expert [...]

As part of an in-depth look into the LTD Company Buy-to-Let market, our Sales Director looks at the technology making the incorporation process and growing portfolios simpler. Find out more here.

Clients who are asset rich can often find it hard to secure a mortgage thanks to unusual income profiles, including these scenarios: • Owning a substantial, high value property • Having substantial cash, investments and/or pensions • Approaching retirement or having recently taken a career break • Recently going through a divorce • Appearing [...]