Keystone’s NEW Spectacular Cashback Products Keystone Property Finance are excited to launch their new enhanced cashback offering! This new range comprises of three different tiers for your buy to let landlord clients. The specialist buy-to-let lender has replaced its larger loan cashback offer, which paid £750 on loans between £150,000-£500,000 and £1,000 on loans between [...]
We are pleased to announce the re-introduction of our HMO & MUB Limited Edition products and rate reductions on our BTL Expat products. These changes to our BTL product range will be available as of Thursday 4th November, and remain under embargo until then. HMO & MUB LIMITED EDITIONS Fixed fee of £1,995, which [...]
Our flexible affordability criteria paired with our human approach ensures that potential borrowers over 55 get the mortgages they have worked hard for, in the smoothest way possible. Some key highlights include: We have no maximum age – one of our most recent cases allowed us to help a 92-year-old applicant. Our loan sizes [...]
What the end of furlough means for mortgages To say things have changed in the last couple of years would be an understatement. The way a lot of us work, earn a living and pay for the roof over our heads is different now. And although the government’s furlough scheme is coming to an [...]
With effect from today, Monday 1st November, we will be making the following changes to our lending policy. Assessing variable income for employed customers We have relaxed our current Income policy by removing the condition that the latest quarterly, half-yearly and annual variable income must have been received on or since 1st January [...]
Want to know more about bridging finance? Take a look at Precise Mortgages handy A-Z guide Following the launch of the Precise Mortgages’ bridging range, we’ve received lots of calls and emails from brokers keen to find out more about how it could help their customers. See how your questions could be answered with [...]
On Wednesday 03 November 2021 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for all products and end dates changed to end of February. Products and rates may change or be withdrawn at short notice subject to demand. [...]
LTI Policy With effect from Monday 1st November we're making the following changes to our maximum Loan to Income (LTI) caps, which will make mortgages more accessible for your clients who meet the criteria. Key Changes Help to Buy and Shared Ownership: Maximum LTI 4.5 LTV 75% or less and income over £80,000: Maximum [...]
As we reach the end of this month’s In Focus updates, this week we will be sharing with you some real-life Let to Buy case studies discussed during our daily Mortgage Referrals Committee meetings. Visit our website to view our currently available Buy to Let products, or contact our dedicated Business Development team using the chat [...]
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