We just wanted to remind you that the stamp duty land tax holiday will soon begin to be phased out. From Wednesday 1 July 2021, properties valued over £250k will again become eligible for stamp duty land tax. From 1 October 2021, the holiday will come to an end and stamp duty land tax will [...]

We’ve launched a range of Shared Ownership products to support borrowers looking to take advantage of the government-backed scheme which gives them the option to purchase a share of a home from a housing association, paying rent on the remaining share they don’t have ownership of. Also referred to as ‘part buy – part rent’, [...]

Great news! We’ve launched new £1,000 cashback purchase Exclusives and a new 95% LTV 3 Year Fixed Rate, available at the same price as our 2 Year Fixed Rate, helping customers with smaller deposits fix for longer at no extra cost. Exclusive purchase deals with £1,000 cashback NEW 75% LTV 2 Year Fixed Rate with [...]

The new rates, both 2 year discounts launch today.  At 65% LTV the rate is reduced from 3.19% to 2.99% with a £995 fee.  At 75% LTV the rate is 3.39% a reduction from the previous rate of 0.2%.  For remortgages, the lender offers a free standard valuation and free legal fees although in Scotland [...]

There are so many reasons why you should consider Zephyr for your specialist BTL cases, along with our great service we have Specialist BTL experts on-hand to answer all your queries.  Here’s just some of the highlights of what we offer: Standard & Specialist properties, including HMOs, MUFBs FACs & New Builds Individuals & Limited [...]

We’ve been listening to your feedback and added 2 & 3 year fixed rate mortgages to our 95% LTV residential range for purchase and pound for pound remortgage products. Please note, if remortgaging at 95% LTV, capital raising is not permitted. We have also reduced our pricing by 50bps across our 75% LTV residential range [...]

We’re pleased to announce the re-introduction of two Buy to Let rates available from today on the broker portal and sourcing systems. BTL, including Limited Company 2 year fixed 75% LTV 2.99%, 1.5% fee 5 year fixed 75% LTV 3.34%, 1.75% fee For all the details, view the product guides here.

Landbay are delighted to have launched 14 new green mortgage products  aimed at slightly older properties to incentivise and reward energy-efficient rental properties. These are suitable for standard properties, non-portfolio loans, small HMOs and MUFBs, that were registered with the land registry at least 24 months ago and with an EPC rating of C and above. Highlights: For [...]

Here’s a full list the changes with product codes in brackets: New Business Core Range Residential New 2 year fixed rate remortgage [FO26501] 80% LTV, 1.83%, product fee £995 5 year fixed rate remortgage [FO26503] 70% LTV, 1.43%, product fee £995 [FO26504] 75% LTV, 1.43%, product fee £995 Rate Changes 2 year fixed rate purchase [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Foundation Homeloans launch limited edition buy to let at 3.19%; Metro Bank announce new 2 and 3 year 95% LTV residential fixed product; [...]