The Mortgage Lender have a BTL large loan product with a completion fee of 0.5 per cent for loans above £500k and 0.75 per cent for loans over £750k. The reduced fees are available for individual, Limited Company and HMO/MUB applications up to 75 per cent loan to value with rates starting at 3.59 per [...]

Your landlord clients buying or remortgaging via a limited company vehicle can now access even more competitive products. Foundation Home Loans has today reduced the product fees on their three ‘Limited Edition’ Limited Company buy to Let products. Product details are now: F1 Limited Co BTL 2 year fixed 2.99% to 75% LTV with 75% [...]

Here at the Tipton we don't operate a computer credit scoring system. Because of this, all applications are manually underwritten by an experienced case handler without any regard to your clients credit score. This means we can apply a more common-sense approach to underwriting. Some of the benefits of manual underwriting are: Lack of an [...]

We’re delighted to inform you that we will be launching two new products as part of our Residential offering. New Limited Edition 85% LTV product The Limited Edition Residential product is up to 85% LTV – ideal for borrowers with a limited deposit. 2 Year Fixed – 4.09% 5 Year Fixed – 4.24% Available for [...]

On Monday 10 May 2021 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.  Criteria Change We will be making a number of updates to our lending criteria with effect from Monday 10 May 2021. The following changes have been updated in our lending criteria; 95% [...]

Mansfield launches new 5 year fixed buy to let with reduced ICR Mansfield Building Society has launched a new 5 year fixed rate standard buy to let mortgage with a reduced rental income calculation (ICR). The new product offers fixed repayments over a 5 year period with an ICR that is lower than the Society’s [...]

We wanted to let you know that we’ve made some changes to the following mortgages: Core 7 year fixed rate range will be withdrawn; £1m+ fixed rate range will be withdrawn; Selected BTL 10 year fixed rates will be withdrawn; Selected BTL fixed rate fee savers will be withdrawn. Product Transfer Selected Shared Ownership 85% [...]

We’re making changes to our Residential and Buy to Let products. I wanted to let you know that we’ve made changes to a selection of our Residential and Buy to Let products: Residential: We’re reducing rates on: 5 Year Fixed (5 Year ERC) 0-75% LTV Remortgage ,£1,495 fee, by 0.10% Buy to Let: We’re introducing: [...]

Helping Hand now available Our Helping Hand option offers enhanced affordability across our existing range of 5 and 10 year fixed rate products up to 90% LTV for your first time buyer clients. Find out more here. New green product range Green Reward - If your client is purchasing a property with a valid Energy [...]

Our spring webinars are now available to watch on-demand on the Skipton Talks Hub and our YouTube channel (have you subscribed yet?). Thousands of you registered to join the live discussions on topics that ranged from changing customer expectations to inclusivity and this is a great chance to see them again. >>>Watch our webinars at [...]