We can lend up to £5 million with no limit on the number of properties in the landlord’s portfolio. That’s potentially very useful for your larger portfolio clients as well as companies and LLPs. And we’re open to remortgage cases, too. KSP's: We’ll lend up to £5m with no limit on number of properties [...]
It’s a favourite topic of mine, given the size and the shape of the mortgage market and the reach that the Club has. I think we are all agreed about the importance of whole of market advice, particularly when we come to interest only mortgages for the over 55’s. Where I do believe we [...]
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you. This month's update includes: LV shares 5 ways they're committed to fair value for your clients more2life share an update on [...]
Over the last three years, the term 'Later Life Lending' has become familiar to most people in financial services but where has it come from and what does it mean? To answer that, you need to acknowledge that homeownership has undergone somewhat of a revolution over the last fifty years with building societies, banks [...]
In August we launched our 2021:Borrowing in Later Life report. A key theme running through the report, among others is the rising debt levels for the over-55s. more2life Corporate Marketing Director, Stuart Wilson, takes you through how many financial positions have worsened due to the impact of COVID-19 and what we can do to try can [...]
A quick reminder of some our flexible affordability criteria Highlights include: No Maximum age 👴👵 Up to 75% LTV 📈 Loans from £10K up to £1.25 million 💰 Sound good? Our sales team are here to chat through any cases involving 55+ clients 📞 https://loom.ly/xMdfb1o
We're making changes to our Lifestyle Select Options Read the full update now
With effect from Friday 5th November, we’re making the following changes to our Lifetime Mortgage Products. We’re decreasing rates on: Lifetime Mortgage Drawdown+ Lifetime Mortgage Lump Sum+ Please see the attached rate tables for the new product rates. Rate Tables
On Wednesday 10th November, we are increasing the interest rates on our J1, J2, J2.5 and Green LTV series J1 Interest rates are shown without cash facility loading or interest servicing reductions Cash Back Set Up Fee Minimum Advance Age Range Interest Rate (MER) AER 0% £0 £10,000 55-85 3.70% 3.76% 2% [...]
Download the "Five ways LV= is committed to fair value for your clients" below Download the guide now
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