Metro Bank has expanded its product range further and launched a near prime residential range for customers with a less than perfect credit profile or a low credit score, offering greater flexibility for those that may be struggling to get a mortgage elsewhere. Near prime highlights Lower credit score requirement Loans available from £50,000 [...]

As staycations continue to prove popular, is it time to invest in Holiday lets? Why choose us? Up to 80% LTV; No maximum age; We will lend on properties throughout England & Wales; 60 days personal use for the applicants to use with their families; We use an average of high, medium and low [...]

Advisers have broken through the £20bn barrier of affordability searches on behalf of their clients using Affordability Hub, the affordability-based sourcing solution from mortgage technology expert Mortgage Brain. Advisers enjoy its time-saving features which enable them to approach up to 35 lenders at once using a single form. The unique feature within the platform [...]

As we move through spring and (hopefully) a return to a more normalised world, please see below for confirmation of what is still required to support any client who requires an extension to their mortgage offer. Offer extensions for all cases impacted by COVID-19 (including New Build) As a reminder, your client can apply [...]

We are pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever. These new products will be available as of Thursday 11th March 2021. 2 year fixed Max LTV Vida 1 70% 2.89% 75% 3.04% 5 year fixed Max LTV Vida 1 70% 3.29% [...]

I am pleased to say that the Society has relaunched its joint borrower sole proprietor products, allowing JBSP to 90% LTV. Previous JBSP was limited to 80%. Hinckley & Rugby Building Society has reintroduced its popular niche joint borrower sole proprietor (JBSP) mortgage at 90 per cent loan to value (LTV). The product lets [...]

We are a multi-award winning specialist BTL lender providing tailored lending solutions for professional and portfolio landlords. Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips us to take on complex cases with a transparent and rational approach to securing BTL mortgage finance, [...]

We’re delighted to introduce our BRAND-NEW self-build GoGreen Reward - designed to encourage your clients to make conscious, sustainable choices during the build of their new home! What is the self-build GoGreen Reward? We will refund half of the application fee your customer paid at the outset of the self-build mortgage if at the [...]

Have your older clients been turned away by their existing lender? Is income from unusual sources making it harder to find finance? Is age acting as a barrier to finance? Does borrowing make better financial sense than liquidating assets? Would repaying the mortgage in full mean cashing in investments and a loss of monthly [...]

What do customers want? We’re so excited to announce the first in our series of spring webinars. Guest speaker Andrew Bottomley will be kicking off by looking at how customer expectations have changed against a backdrop of digital evolution and a global pandemic. Andrew is Skipton’s Customer Director and he’ll be joined by Business [...]