The Covid-19 Pandemic has thrown a myriad of problems at everyone involved in our industry and Intermediary Mortgage Lenders have certainly not been immune. What we all hoped would be a short term crisis will now unfortunately continue into 2021. In an industry already suffering from capacity issues, what are the consequences of a [...]

What we’ve been up to this month October is nearly over – doesn’t time fly? This month we’re sharing our survey results, a short video about same day offers and two of our BDM’s share their thoughts on the mortgage market. Plus, find out how you could help a cause close to your heart [...]

We've increased selected residential fixed and tracker rates between 0.05% and 0.20% across all LTVs up to 90%. All charge end dates will roll on by one month to 2nd February and the completion deadline will be rolled on by one month to 5 March 2021. Santander product transfer rates are personalised to each [...]

As the property and mortgage markets change, so do the needs of new clients and the types of expertise you must offer. So, the question is, are you still able to advise on a full enough range of solutions to your landlord clients? It’s worth broadening the choice of lenders with whom you have [...]

On Monday 2 November, we're making the following changes to our product range: Remortgage (REM) Reintroduction of 2 year fixed rate REM products; Rate increases across 3 and 5 year fixed £0 fee REM products of up to 0.22% and reductions of up to 0.14%; Rate increases across 3 and 5 year fixed £995 [...]

Green mortgages are available to all intermediaries for all residential property purchases only with an energy performance rating of A or B. Please note the following information: Property must be in the UK. There must be a valid Energy Performance Certificate (EPC) listed on the registers detailed below with a rating of A or [...]

Esbs is currently experiencing unprecedented levels of new mortgage applications and, as a consequence, processing service standards have been heavily impacted. To address this, regretfully, we are having to temporarily restrict new mortgage applications by making the following changes with immediate effect: Our First Time Buyer Product, number 259 has been withdrawn; We will [...]

As you are aware, Marsden Building Society withdrew all products from Intermediary distribution on 14th September. We are pleased to advise you that as of 2nd November we will be launching a limited number of products back into the market. Having reviewed the recent demands and challenges in the mortgage world at the moment, [...]

Product Solutions in Focus We’ve listened to your feedback and have been working hard to overhaul how we present key product information to you, as part of a comprehensive project aimed to help you find the best retirement solutions for your clients and to make life as straightforward as possible as the world becomes [...]