Great news! This week two more lenders, Equifinance and UTB have increased their LTVs to 80% for secured loans, meaning there are more competitive rates available beyond the 75% LTV limit there was previously. Precise have also increased their LTV to 65% for bridging which again means more competitive rates available as lenders are slowly starting to return [...]
Hi everyone, I’m bringing you an Inbetweenysode this week and chatting to Hannah Godfrey, News Editor at Professional Adviser and Deputy Editor at Retirement Planner. Hannah is joining me to chat about pensions, her career so far and the Women In Financial Advice Awards, which she presented virtually on the 8th October. This is a really interesting one for me as [...]
We are proceeding with the maintenance on 17th October commencing 7am through to 6pm. The maintenance scheduled for 18th October has now been moved to 25th October with our Protection On Line service website being unavailable from 10pm on 24th October to 6 pm on 25th October. We apologise for any inconvenience caused as [...]
The subject of underwriting has been an extremely hot topic in recent times with many advisers raising concerns over the length of time it can take to obtain medical evidence. Where there are medical disclosures within an application this may be difficult to avoid, however when advisers are dealing with a clean application understanding [...]
On Wednesday 21 October at 2pm, we’re hosting a webinar on the subject of claims. Advisers will also have the opportunity to pose questions and understand the changes we’ve made to our claims processes. Invitation details below: The effect of the pandemic Join our Protection Claims Manager, Helen Morris, and Protection Development Manager, Mark [...]
As we covered on 16th September, Vitality recently announced major changes and a simplification of their product range. These changes go live today. The simplification included big changes to how their optimiser works and a new personal protection plan structure with the essentials plans removed and child serious illness now an optional extra. We help [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Royal London essential maintenance; Aegon announce claims webinar; Legal and General increase non medical underwriting limits for income protection. [...]
Do you have clients who’ve had mortgage applications rejected due to negative credit scores or sit outside the standard borrowing criteria set by the high-street banks? With more customers struggling to meet the strict lending criteria of high street banks, it’s hardly surprising specialist lending is becoming one of the fastest-growing sectors in the [...]
To ensure you continue to comply with our policy that the most recent Tax Calculations (SA302s) and corresponding Tax Year Overviews are no more than 18 months old, please note that for all applications fully submitted from Monday 5 October 2020 the latest Tax Calculations and Tax Year Overviews must be for tax year [...]
Let’s be honest. 2020 gouda been better. But we’ve got a cracker of a deal that’ll put a smile on your face – reduced completion fees on larger loans. So say cheese for lower fees. Things can only get feta. Available on loans from £500k to £1.5m with a lower completion fee from 0.5% [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
