How much is your customer’s house worth? Ask your customer and will they give you an accurate figure? Chances are, they’re wrong and an inaccurate valuation will slow down the house buying process, with more than 1 in 5 mortgage applications falling at the lender valuation hurdle[1]. The situation is made more complex by [...]

Buy-to-let landlords want sustainable, long-term investments, but many risk being caught out by new environmental regulations. It seems likely that the government is will soon announce that from 2025, each rental home will have to achieve an EPC rating of C or above. However, many landlords don’t know this change is on the horizon, [...]

One of the biggest questions landlords have been asking themselves in recent times is, to incorporate or not to incorporate. As ever, the answer lies within the circumstances of each and every landlord and their portfolios. Holding property in a limited company structure is not always the right solution for everyone. However, it’s evident that this [...]

Our Joint Mortgage Sole Owner arrangements offer a family solution to affordability. You may have always thought of it as a way for parents to help their children onto the property ladder or financially assist them with renovations. But did you know JMSO can also be used by adult children to help their parents [...]

Meet Tweetie. He and a few of his friends are the stars of our new ad campaign highlighting how our products can help their owners (your clients) own homes - whoever they are and whatever their circumstances: Concerned about the rising cost of living? Self-employed? A Keyworker? Suffering from a small credit blip? Conscious [...]

Mortgages for those recently qualified professionals For the month of May, we’ll be focussing on approved mortgages for recently qualified professionals. We know the prospect of climbing the career ladder can just be as daunting as climbing the housing ladder. At Hinckley & Rugby, we recognise the future earning potential of those making their [...]

We’ve been supporting UK nationals living and working abroad with mortgages for over 10 years, and to further enhance our proposition, we’ve added new 85% LTV products to our Expat Residential range for those looking to purchase or remortgage a main residence here in the UK. Here are some examples of how we’ve helped [...]

Tom Denman-Molloy, Intermediary Sales Manager, Mansfield Building Society We’re already around a quarter of the way through the year and we know that many intermediaries are already incredibly busy. They have been inundated with enquiries from clients old and new about whether they can raise additional funds against their property. Why now is the [...]