Accord is reducing rates between 75 and 85 per cent LTV It means the lender now has a two-year fixed rate at 1.75 per cent up to 75 per cent LTV and a five-year fixed rate at 1.86 per cent, both come with a £495 fee, £500 cashback and free valuation. Learn more here [...]
Rates have been snipped by up to 0.35 per cent on select Nationwide products, and the lender has also launched a two-year tracker at 60 per cent loan to value (LTV) for remortgages. Learn more
As a protection provider, paying claims is one of the most important things we do – providing your clients with a financial safety net when they need it most. We’d like to reassure you that we’re continuing to pay claims as quickly as possible, helping a number of customers and their families during this [...]
Zurich has introduced a series of measures to give flexibility to protection customers who may be struggling financially during the coronavirus crisis. They include an option to defer monthly premiums for up to three months, as well as an opportunity for Life Protection Platform customers to decrease their sum assured for six months and [...]
When your client makes a claim on their policy, it's often referred to in the industry as 'the moment of truth'. LV= know it's important to you that you can recommend a provider that will be there when it matters most, and support your client financially, emotionally and practically at a challenging time. LV= [...]
We recently made you aware of a number of changes to the way we assess affordability, and at HSBC, we are committed to responsible lending and ensuring the availability of credit where underlying affordability can be demonstrated. To continue to support and protect customers, we are providing you with further guidance around self-employed income. [...]
First of all, we wanted to thank you for your patience and understanding over the past few weeks, you don’t need us to tell you that it has been an incredibly challenging period for many, but it is pleasing to see positivity in the market and an optimistic outlook beginning to return to the [...]
We have listened to your feedback that you wanted more clarity on our use of AVM’s and Desktop valuations and have produced a new guide to help with any questions you may have. To access the guide and to be kept up to date with our all coronavirus related policy and process changes, please [...]
Our BDMs, underwriters and support teams are offering the same level of help with the home your client has found, from the safety of theirs. Read more
As a result of coronavirus, many people who weren't previously considered vulnerable could now be feeling anxious about their health, loved ones or finances. Our Business Development Director, Martin Lines, explores these consequences of coronavirus and suggests steps financial advisers can take to help their clients through this difficult time. Learn more here [...]
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