Has there been any change in Legal & General's Philosophy in Respect of Underwriting or Claims as a result of Coronavirus? We have not changed our underwriting or claims philosophy, but of course keep the situation under review. Customers should continue to answer the questions on our application form truthfully and don't need to [...]

Following this week's BBR announcement, we have updated our core product guides. Please see links to the guides below: Buy to let guide Residential product guide HMO Ltd Co buy to let product Help to buy product guide Right to by product guide Help to buy Scotland guide RBTL product guide  For more information [...]

Supporting your buy-to-let clients We want to help your clients access the mortgages they need to support their property investment plans – but in some cases the rental income may not be enough for us to offer the loan amount they need. That’s why, in certain cases, we can offer both Personal and Portfolio [...]

The complexity of getting a mortgage if you’re a doctor, locum or GP can be far greater, medical professionals often have unique or complicated circumstances that can result in tricky or hard to place cases. At Principality, we assess each case on its own merits, we’re able to take a flexible and common sense [...]

While high street lenders may not be able to help with impaired credit, at Kent Reliance for Intermediaries this doesn’t have to be an issue for your client. The lender individually assesses every case it receives, offering loans as high as £750k and up to 85% LTV for a range of limited company cases. [...]

Landlords looking to remortgage within 6 months of purchase? No problem… Virgin Money offer day one remortgages – with the valuation based on the original purchase price. Helping your customers control their capital. To find out more, visit the website, talk to your dedicated Business Development Manager or contact your Regional Service Team. [...]

The Bank of England has today announced a reduction in Bank of England base rate (BEBR) by 0.50% to 0.25% Your clients applying for a new Barclays mortgage As our tracker rate mortgage products track the Bank of England Base Rate (BEBR), from tomorrow, Thursday 12th March, the reference rate for new mortgage customers [...]

We’ve made the following changes to our mortgage product range. Summary of changes: 2 year fixed standard at 60%, 70%, 75% and 90% LTV increasing 2 year fixed fee saver at 60%, 70%, 75% and 90% LTV increasing 3 year fixed fee saver at 60% LTV increasing 5 year fixed standard at 60% LTV [...]

We've DROPPED the interest rate of a number of our affordable housing scheme mortgage products! Shared Ownership 2-year fixed at 2.99% - 95% LTV (down from 3.39%) Shared Ownership 3-year fixed at 2.99% - 95% LTV (down from 3.39%) Shared Ownership 5-year fixed at 3.39% - 95% LTV (down from 3.79%) Shared Ownership 3-year [...]

A blemish on a potential borrower’s credit report doesn’t necessarily mean that their homeownership aspirations have to go on hold, but many people still think that this is the case. One of the most common of such credit blips is a County Court Judgment (CCJ). So, how common are CCJs? A County Court Judgement [...]