Whether it’s a standard or specialist property we’re confident we can help. From bog standard properties to student lets, 100% flat roof to HMOs, here’s a snapshot of our range… Standard range: Individual and Limited Company applications for single buy-to-let properties; 5 year fixed affordability calculation at pay rate; Income “Top Slicing” calculation available. [...]

Platform has improved its process in relation to a change of solicitors, and in most cases no longer require the change of solicitor form. Brokers can provide change of solicitor instructions directly in the following instances: Where the change is to the Bank’s Free Standard Legals (FSL) solicitors; Where the change is requested by [...]

We have made some changes to our product portfolio. To see all the updates please click here.

As we approach the end of the financial year, I just wanted to remind you of our recent reduction in our Help to Buy products on February 18th. These further reductions (following on from those on 12th December 2019) mean that we have reduced some products by up to 0.6%, which is great news [...]

At Metro Bank, we understand the importance of “getting it right first time” ensuring that the applications you submit are turned around quickly. We have highlighted below some “top tips” to support you and your customer: Lending Criteria - All lenders are different so it’s important to understand our Mortgage Lending Criteria before you submit [...]

We've improved our application process so if your client has a buy to let mortgage with us and wants to borrow more and switch to a new rate, these can now be applied for at the same time. Learn more >

We are pleased to announce the launch of a new range of  80% LTV HMO Buy to Let packager exclusives with Landbay. An extra 5% LTV when compared to submitting direct to the lender. Click here to access the product guide. To obtain a lender decision click here, complete the  form and email to info@3-mc.com [...]

We are delighted to announce we have launched six new fixed rates across our mortgage product portfolio. The new dated fixed rates are as follows: BL64 - Limited company BTL fixed rate to 31 May 2023 @ 3.69% F702 - Non Standard fixed rate to 31 May 2023 @ 3.79% FF13 - First Time Buyer fixed rate [...]

Did you know the number of smaller Buy-to-Let landlords has dropped for the first time in five years? (Letting Agent Today) On top of stamp duty fee increases and tightened lending, many more landlords may look to exit the market with the final phase of tax relief cuts only weeks away. But with many [...]

Over half of all landlords do not use the services of a tax advisor In the modern buy-to-let market, its vital for landlords to seek specialist tax advice before making any decisions about what type of mortgage they need and how they are going to own/finance their properties going forward. Intermediary firms clearly have [...]