Hinckley & Rugby have made an amendment to their criteria. Change as follows 4.49 x income multiple for cases 80% LTV and below. Cases above 80% LTV will remain x4. The enhanced income multiple can only be applied to cases where there is no debt consolidation and the applicant has clear credit. If not, [...]
Introducing the new and improved Tailored Choice - your clients can benefit from: Lower rates, from just 5.90% MER Higher LTVs from 25.9% for single lives or 20.9% for joint lives, up to 54.5% More cashback options - up to 5% depending on age or single/joint life Lump sum or drawdown facility View the rates, [...]
Introducing our Joint Borrower Sole Proprietor (JBSP) mortgage range Our latest lending solution which allows First Time Buyers to combine resources with their parents to make their mortgage more affordable. Key Features Suitable for First Time Buyers with support from their parent(s) Parent(s) become a borrower non owner to make the mortgage more affordable [...]
Our latest Mortgage and Property Report explores the changing dynamics of our industry. In the Mortgage and Property Report, we look at some of the market dynamics and emerging trends that are putting pressure on new lending volumes in the mortgage sector. We examine their cause and potential market developments in response. Read the [...]
Specialist lenders Together can often service cases that some mainstream lenders may not be able to. Imagine you have a client in his 50s, who's semi-retired – combining his pension income from a previous career, with freelance earnings from his true passion: photography. Together's common-sense approach means they can accept up to 100% of [...]
We’ve set our sights on the buy to let remortgage market with our first tailor-made product that combines competitive initial rates with free standard legal fees, no application, valuation or transfer fees. The product range is available up to 80 per cent loan to value and facilitates the addition of the completion fee, which [...]
We've improved our mortgage range by reducing several fixed rate deals and introducing a couple of longer-term fixed rate deals. We’ve also launching our second range of enhanced cashback products for first time buyers - this time with £500 cashback. These exclusives will match the standard range in terms of rate and product fee [...]
The cost of most high LTV (80% and 90%) mainstream mortgage products has increased over the past three months, according to new figures from Mortgage Brain’s latest product data analysis. The cost of a 90% LTV two year Fixed, for example, is now 5% higher than it was at the beginning of January 2019. [...]
Big changes to Aldermore’s residential mortgage range With effect from today, Wednesday 24 April, Aldermore sees some exciting changes across its residential mortgage range. These changes provide greater flexibility and choice for a wider range of customers including first time buyers, second steppers and those looking to remortgage. The key changes are highlighted below [...]
We are pleased to announce the launch of new enhanced criteria Residential Packager Exclusives with Pepper Money. The maximum Loan to Value has been increased by 5% on Pepper 12 & 6 plans when compared to the lender's core range. Click here to view the exclusives product guide. 3mc has the added benefit of an onsite Pepper [...]
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