Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: British Friendly support your clients all the way through their recovery; Vitality introduce new dual deferred period calculator for income protection; Royal London explain [...]
Residential mortgages Self-employed with one year’s figures accepted; Less than perfect credit profiles considered – defaults, CCJs, DMPs and secured and unsecured arrears; Capital raising, business purposes, cash to purchase properties; New Build and Help to Buy – houses and flats up to 20 storeys accepted; Interest Only and Part and Part repayment options [...]
Our criteria creates a much fairer way of classifying mortgage applications where an IVA forms part of the customer’s credit profile than other lenders. All defaults included within the IVA will not be independently assessed when determining which product will be available from our range. This will allow customers with any number of defaults within [...]
We are pleased to partner with the Hinckley & Rugby for Intermediaries and launch new Exclusive Limited Company Buy to Let products. H&R prides itself on individual underwriting with no automated decisions and not credit scoring applications. The new Limited Company Exclusive 5 year fixed rate compliments the existing 2 year product options with no ERC's available on the 2 [...]
According to statistics provided by The Money Charity* in January 2019, Citizens Advice Bureaux in England, Wales and Northern Ireland dealt with 2,465 debt issues every day in the year to December 2018. 3,001 consumer County Court Judgements (CCJs) were issues every day in Q3 2018, with an average value of £1,337. These statistics show [...]
We are excited to announce we now have ANOTHER VIDEO online! This time, our Field Sales Manager, Jane Atkins, is speaking to Mortgage Solutions's Victoria Hartley about the 'Bank of Mum and Dad'. You're welcome to use all these videos on your own websites, or link to them from ours. If you would like the [...]
The Melton offers a range of residential mortgages up to 95% LTV for purchase and re-mortgage, alongside niche lending products which include regulated family and holiday buy-to-let, self-build, shared ownership and short-term lending, with credit repair mortgages offered through our subsidiary MBS Lending where we are able to consider applicants with a history of CCJ's, [...]
Help from the Bank of Mum & Dad. Bath Building Society offer 100% mortgages through its parent assisted (PAMS) product. This type of mortgage will suit parents who want to help their children get onto the property ladder, but they don't have the spare funds for a full deposit. Instead of savings, parents can provide [...]
Working in Retirement - how can we help? With the 55+ generation continuing to grow in size, so does the variety and demand for mortgages in retirement. What happens when your client is looking to extend their mortgage term into retirement but they want to keep working for now? What happens when there's only one [...]
LV= are thrilled to let you know that their Equity Release products have maintained their excellent Defaqto and Moneyfacts ratings for 2019. For the third year in a row, LV= has achieved a 5 Star Defaqto Rating for both their Lifetime Mortgage Lump Sum+ and Flexible Lifetime Mortgage products. And for a second year in [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
