H&R for Intermediaries is pleased to announce that its newly-launched broker platform is live for residential and consumer BTL mortgages, where you’ll be on track for a host of new creature comforts to smooth the application journey. It’s designed to be much more intuitive and easier to navigate. We’ll be running the old platform alongside [...]
We’ve made rate changes across our range of residential mortgage products. Here’s what you need to know: We’ve decreased rates for 51 of our 2, 3 and 5 year products; We’ve increased rates for 10 of our 3 and 5 year products; We’ve extended all end dates to 31st March. The new rate table with [...]
The current economic climate, increased competition and continued uncertainties in the wider housing market have put the mortgage industry under huge pressure. These market pressures show no sign of abating, with competition intensifying as evidenced by increasing Loan to Value metrics and lower new lending margins. Having considered all of these factors, and whilst no [...]
What options are available for a "Remortgage in Retirement"? If you have a client over the age of 55 looking for a remortgage there's lots of options available dependent on what exactly they're looking for, here's some of our most popular; Remortgage their existing interest only mortgage Want to remortgage onto interest only with plans to [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Fleet Mortgages withdraws current product range; Magellan launches specialist prime mortgages; Secure Trust Bank proposes to cease new mortgage lending; Digital Mortgages announce rate [...]
Wellbeing is a key issue for any business, but it’s an especially important focus for small businesses. We take a look at the impact of absence on small businesses and some simple steps that small business leaders can take to help. Click here to ready why wellbeing is big for small businesses
The NHS is a wonderful thing, but the downside is you have to be prepared to play the waiting game…at the risk of your own health. GPs have been under added pressure not to refer too many patients, resulting in more people visiting A&E for answers. Of those referred to a cancer specialist, a late [...]
Our popular promotion; Partner Goes Free is returning from 9 January 2019 and will be replacing our current 25/15/5 promotion. The Partner Goes Free promotion provides the second eldest member FREE cover for the first year. A 10% discount will apply on the plan in year 2. For single cover a 25% first year discount [...]
we’ve now launched CPME underwriting which means we can start accepting switches for individuals and groups (3-10) from 1st January 2019. Our systems have been updated and we can quote with immediate effect on this one so I’d like to see if we can get a note included in your next network communication and we’ll [...]
Bupa are extending the switch initiative on Bupa By You that we were running at the end of 2018. Switch underwriting will be available on all quotes produced up to and including 31st January. Hopefully this will be extended further and will be announced in due course. If you would like to discuss this option [...]
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