On Tuesday 16 January, NatWest Intermediary Solutions launched a new BDM model for the way it supports brokers. It will pair up a field BDM and phone BDM to work in partnership to give brokers a more tailored and effective service. It implemented this approach last year for central London brokers following a successful pilot [...]

We’re introducing new three year purchase and remortgage products and we’re reducing the rates on our five year products. Please see a revised rate table with the new product rates and codes on our website here. Any questions? We're all ears. Track your case via your online Portal. You can also see our current service [...]

Please be advised the maximum LTI calculation has been reduced from 5.00 to 4.50 – change applicable to salaries over £50,000 for both single and joint applicants. An updated product and criteria guide to reflect this amendment. Click here for an updated product and criteria guide to reflect this amendment

CHARGE: Requested extension of Interest Only Mortgage term Interest only mortgages… great for clients who are looking to keep their mortgage payments down with plans in the future to either downsize, transition to lifetime mortgages or have identified an alternative repayment vehicle. However, many of these borrowers are finding that as they reach the end [...]

We wanted to let you know about our full 2018 events programme. All our scheduled events, including registration links (where applicable) can be found here. They are all free to attend and many have CPD hours attached. Upcoming Highlights Spring Events Our spring events provide an opportunity for advisers to gain further insight into a wide range of changes [...]

If your client is looking to raise more capital, contact us. Our Standard Pay Rate (fixed until 31/03/2023) with a rental calc. of 135% at 3.89% can support a potential borrowing of £228,506 with a £1,000 monthly rental income – for all tax payers. To discuss a case, please contact us: Tel:01252 916800 Email: [...]

Packaging tips! Don’t send bank statements unless we ask for them via Introducer Internet or MATS message Provide details of any unusual credits/debits and items such as life insurance, overdrafts and charges etc To support income evidence (e.g salary credits, benefit payments and rental income) you only need to provide the individual bank statement page [...]

Company issues terms of almost £2.5bn with all key performance indicators showing huge rises Crystal Specialist Finance (CSF) has reported a record breaking 2017 as the company continues its sharp upward growth trajectory with huge increases in key business performance indicators. Acknowledged as one of the UK’s leading specialist finance distributors, the multi award winning [...]

We are pleased to announce the launch of new Specialist Prime Residential Exclusives with Precise Mortgages. The products are the lowest ever residential mortgage rates offered by Precise Mortgages with rates starting from 2.59%. To obtain a lender DIP click here then scan and email the completed form to info@3-mc.com Click here for full product details. [...]