Over the last couple of years, we've been driving our brokers to have conversations with their clients around general insurance (GI) - asking them to 'Protect not Neglect' them - as there was a real tendency across the industry to ignore GI. Our campaign really got people talking about GI and brought it to [...]
We are proud to announce that we've paid 96.7% of all claims over the last 12 years and 92.4% of all claims in 2017. There's little point in having Income Protection if it doesn't pay out when you need it which is why we focus on paying as many claims for our [...]
Watch the adviser films and find out how they approach the income protection conversation. Watch the adviser films
As we enter a new year, now is a better time than any to reflect on all that 2017 had to bring, from both a personal and business perspective. Are there any opportunities that your business didn't take advantage of last year? Maybe General Insurance was one of those? With the help of brokers who [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: British Friendly paid 96.7% of claims overs 12 years; Cirencester Friendly introduce your new Key Account Manager; LV= explain why protecting income matters [...]
Happy New Year! Santander for Intermediaries wanted to remind you of some of the positive changes we made last year… Buy to Let: 50% affordability rate for 5 year fixed products 130% rental cover where at least one applicant’s income tax band is 20% or less 125% rental cover at 5.00% affordability rate for remortgages [...]
We are pleased to announce the launch of new a specialist Buy to Let lender, Lendinvest. The products are available for both remortgages and purchases up to 80% Loan to Value and include individual residential investment units, HMO's (up to 15 beds) and Multi Units on one Freehold title. Minimum rental requirements start from 125% @ 3.79%. Click here [...]
We are delighted to advise that with effect from tomorrow morning, Precise Mortgages will be doubling our Buy to Let portfolio limits from £5m to £10 million (maximum 20 properties). What's more if you've already got a portfolio case with us, our assessment remains valid for six months (provided the information hasn't changed). Combine this with [...]
The most common hurdles for brokers to overcome are with clients that have complicated income, residency issues or complex credit. Mainstream lenders often don't have solutions to cover all circumstances and this is where we can help. Our panel of lenders will consider clients with non-permanent rights to reside, expats, start-up business owners, as well as many other issues you may experience. If [...]
House prices rise by a modest 2.6% in 2017 UK annual house price growth ended 2017 at 2.6%, compared with 4.5% in 2016 London weakest performing region, with house prices down 0.5% year-on-year Significant differences in regional affordability, but saving for a deposit remains challenging for most House Price Index headlines Dec 17 Nov [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
