The older generation is growing fast yet they can face certain obstacles to borrowing. The Marsden offers conventional mortgages for those approaching or in retirement that are an alternative to equity release. The picture by 2020 highlights a growing need as the older generation increases With the 55+ generation looking to double by 2020 and [...]
The Prudential Regulatory Authority (PRA) issued underwriting standards for BTL mortgage contracts in September 2016. These standards require lenders to implement a specific underwriting treatment for Portfolio Landlords from September 2017. BM Solutions will be supporting Buy to Let portfolio lending ahead of the new underwriting standards coming into effect from 30 September. We’ll accept [...]
To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
From Monday 7 August, we are introducing some changes to the way we assess mortgage applications from self-employed contractors earning more than £75,000 a year. Here’s a summary of the way we will now assess their income, as well as the income proofs we require from them, with the changes highlighted in bold. We’ll [...]
We're just letting you know that from Friday 4 August 2017, we're extending the end dates across all New Business products. New Business guide Product highlights 1.39% 2 year tracker up to 65% LTV Available for purchase, remortgage and further advance £1,995 arrangement fee £150 application fee ERCs apply 1.99% 2 year fixed up to 75% LTV Available for [...]
We are pleased to announce the launch of new Residential Exclusives with Pepper Homeloans. The products are available to 75% Loan to Value on the NP1 and NP2 range and will enable your near prime clients to maximise their affordability. + NP1 - 2.99% 5 Yr Fixed Rate + Available to 75% LTV - [...]
Welcome to this week's Protection Update. Be sure to have a look through as there is sure to be some information pertinent to you. Included in this weeks update: Aviva give you the opportunity to develop your skills and grow your business; Legal & General hold a second, more detailed, Income Protection webinar; The [...]
Support your professional development with our Financial Adviser Academy (FAA) We understand the level of professionalism you demand of yourself as a financial adviser - and the expectations of regulators and your clients. That's why we created our Financial Adviser Academy to help support your Continuing Professional Development (CPD). Training material is available online and you [...]
When we launched Vitality Optimiser in 2013 – a market first offering upfront premium discounts, annual cashback, the chance to control premiums and access to our full range of rewards – our expectation was that it would receive a characteristically warm welcome from clients and advisers alike. What we could never have predicted was quite [...]
The Exeter is dedicated to changing the face of insurance for the better. They’ve just released a real-life claim story about Adam, a customer who suffered life-threatening injuries after a horrifying road traffic accident. Click here to download it. Here’s how Adam’s story can help you sell the importance of income protection to your clients: [...]
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