Dear Partner When it comes to feedback, we like to lay it all on the table. We are so confident in the service we deliver to our intermediaries we ask you to rate us, and we publish the results on our website for all to see. No filtering out the bad reviews. And we are [...]

Kensington has relaunched it's exclusive packager range available through a limited number of firms. These products will allow up to 90% LTV whereas the core range will allow up to 85% LTV. The products will be showing on all major sourcing systems. For further information visit the 3mc website or call the specialist mortgage desk on 0161 [...]

The first-time buyer market is booming. According to the CML’s latest data (Feb 2017) there were 339,000 first-time buyers in 2016, which is an 8% increase on the previous year.  There are now nearly as many first-time buyers as home movers (360,000) and with various government support schemes in place, there is every reason to [...]

We have recently replaced our current FTB -  FF01 and DF01 with FF02 and DF02

Time is running out for those of you looking to earn more on your short-term finance cases! Applications must be in before 5.30pm on Wednesday 31st May 2017 to qualify for 1.75% commission on selected bridging products. Submit an enquiry to us today to see if your case qualifies! Our short-term lending panel caters for a variety of circumstances. Highlights include: ✓ Up to 80% LTV [...]

The Buy to Let market has undergone a transformation over the last 12 months and is becoming a more complex sector for brokers to operate in. The tax changes and PRA regulations affecting the Buy to Let sector are perhaps driving this.  We have made some recent changes to our proposition which we hope is [...]

Improvements to Rates, Criteria and Procuration Fees! Great news! We've made some exciting changes to our products and criteria today. Highlights include: • Bankruptcy & IVA now back in stock • Max LTV now 85% for Residential and 80% BTL • LTV limits increased for A, BBB adverse categories • £180 admin fee removed • [...]

NEW LIMITED EDITION PRODUCT 3.45% 5 year fixed NIL fee - 75% LTV​ A free mortgage valuation is included and a £150 application fee will apply. To secure one of our products, the £150 application fee must be paid at the time of the online application submission. Download our product guides or visit our website to view our full range of products.​ [...]

On 22nd May, we released a number of 5 year fixed rates, having listened to intermediary feedback & demand. For the residential range, ALL of these products will benefit from affordability being assessed based upon the product pay rate – rather than a ‘stressed reversionary rate’.  And for BTL, the ICR is 145% of pay rate…  [...]