NatWest intermediary Solutions is making changes to its lending criteria in a number of areas from Friday 12 May, following a review of its lending policies and key market segments. These changes cover the minimum income requirement for Interest Only mortgages, the maximum LTV for New Build houses and the loan to income maximums for [...]

We are launching new Residential and Buy to Let mortgage products, including exclusive offers for our existing mortgage customers. On Thursday 11 May, we will introduce a number of rate reductions, as well as some new products. Key highlights Here are the highlights for this product change Buy to Let Replacing the current range with [...]

As working patterns continue to change, it’s increasingly common for borrowers to have incomes that are more complex than straightforward PAYE salaries. They may: be agency workers have zero hours contracts receive significant bonus, commission or overtime payments be dependant on maintenance or state benefits have multiple sources of income, including income from investments be [...]

We would like to inform you that we are reducing rates on a number of our residential products. Please see below summary of the products that are reducing: Code 10929 2 year Fixed 65% LTV to reduce by 0.05% Code 10936 2 year Fixed 75% LTV to reduce by 0.10%  Code 10931 5 year Fixed [...]

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When you submit business with Nationwide, we want your experience to be as quick and easy as possible. On average 1 in 4 applications* we receive are delayed because of packaging issues. So, we've created a guide for you with top tips to remember when submitting proofs to us, to help you receive a quicker [...]

WE'VE REFRESHED OUR PRODUCT RANGE 3.20% 2 YEAR FIXED £995 fee 65% LTV 3.00% to 4.00% 5 YEAR STEPPED 2.00% fee 75% LTV 3.75% 5 YEAR FIXED ​1.50% fee 75% LTV Please note we have withdrawn our previous product range.​ ALL PRODUCTS Download our product guide to view our full range of products available. Buy-to-let product guide [...]

If you produced a mortgage illustration directly through www.clydesdalebankintermediaries.co.uk between 21st April and 26th April 2017, it is possible that it may have been affected by a problem with the calculation of monthly instalments in the event of the APRC rising. This information is contained at the end of section 13 of our illustrations. This [...]

BY: Doug Hall, Director, 3mc ________________________________________________________________________   At a recent industry conference, Rob Barnard, Sales Director of Pepper Homeloans shared some interesting facts about CCJs.   He pointed out that (according to Registry Trust) last year there were more CCJs registered against consumers in England and Wales than any other year on record, with 15.77 [...]

Furness Building Society has recently launched a new range of Holiday Let products and has also tweaked its lending criteria with a change that it believes makes it stand out from the crowd. Customers now have the added benefit of being able to use their holiday let property for up to 90 days per year [...]