To complement the introduction of our bespoke ICRS, we have launched a new buy to let calculator on our website that will help intermediaries understand how much their customers can borrow based on their individual circumstances. We will be promoting this to our registered database today by the email below. You can access the calculator [...]
We're pleased to announce that we have today added Financial Advisers to the list of professionals eligible for our Professional products. Great News!! This means mortgage advisers now qualify for our Professional product range. Our range of products for professionals benefit from: No arrangement fee Free valuation on purchase Free valuation and standard legal fees [...]
Following our recent announcement that we will start paying proc fees on retention, we have more fantastic news! On Tuesday 17 January 2017 we launched new limited offer fixed rate Key Account exclusives for residential and Buy to Let clients, across a range of LTVs. Highlights include our lowest ever 5 year fixed rate mortgage: [...]
The new Buy to Let underwriting rules are now in force with the majority of mainstream lenders applying a minimum rental stress of 145% at a notional rate of 5.5%. Based upon a monthly rent of £900 pcm this would equate to an advance of £135,400. Below we have highlighted 11 Specialist Lenders which have applied different calculations [...]
We have reduced the rates across our 2, 3 and 5 year fixed rate residential products up to 80% and 85% LTV which are available from 9am today. Product codes 10728, 10730, 10732 have been withdrawn from sale. Download your Broker Bulletin here for full details. Did you know? We accept up to 4 people [...]
Magellan updates their LIBOR rate to 0.36% Magellan’s innovative product ranges can accommodate borrowers: With a credit score decline who would benefit from a flexible underwriting approach, including self-employed borrowers with a 12 months trading record Proving they can manage their financial circumstances but have minor adverse marks on their credit file including arrears, CCJs [...]
We thought you’d like to know about our latest 95% LTV mortgage, available for straight like-for-like remortgage clients, first time buyers and home movers. 3.79% fixed until 01/04/19 Free basic valuation No upfront booking fee No arrangement fee Early repayment charge applies until 01/04/19 To find out more click here. Not on our panel? It’s easy to join and [...]
We’ve made it easier to set up a trust with the launch of our new online trust service. Integrated with our existing online service, you can now put plans under trust online using e-signature technology. The process follows a simple step-by-step approach that reduces the risk of trust forms getting held up, lost in the [...]
The My Earnings Insurance ‘All you need to know’ Adviser Card Make your life easier by using the ‘All you need to know’ Adviser Card! The Card includes valuable information from product facts to adviser support details as well as how to talk direct to an Underwriter! There is also a ‘Did you know?’ [...]
Income protection is a market of huge opportunity and healthy competition, and at The Exeter we can help you fulfil the potential of this crucial form of cover in 2017. Our new range of Plus products provide complete flexibility, helping you tailor your client’s cover to their needs and budget. Claim periods Our plans include [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
