Protection Update 18th February 2022 https://youtu.be/m7y_3UORcvs Joint Life Policies & Unmarried Couples – Use a Trust? Hello and welcome to this week’s protection update. Now on Wednesday this week, we looked at the subject of Trust on our “Writing Protection Policies into Trust” webinar. Did you attend? I know quite a [...]
As you may have already heard from one of our team, all our fixed rates – except the 5-year options for HMOs and MUFBs – will increase on Monday 21st February. View our current buy to let deals To secure the current rates, your brokers need to have submitted a full mortgage application by [...]
On Thursday 17 February 2022 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for selected products and end dates remain end of April. Products and rates may change or be withdrawn at short notice subject to demand. New [...]
When it comes to self-employed, did you know: We will consider using 2019/20 accounts for applicants whose most recent accounts have been impacted by Covid if their last 3 months business bank statements show a return to a similar level of turnover (speak to a BDM before submitting an application) We will accept one [...]
‘How much can I borrow?’ It’s a question that all brokers will have heard countless times, from all sorts of borrowers, whether they are looking to pick up their first property or take another step up the housing ladder. It’s not always an easy question to answer either, given the way that different lenders [...]
Instruct Remortgage cases through eConveyancer. All intermediaries registered with eConveyancer can access our innovative platform DigitalMove. DigitalMove features and delivers a better refinancing and home moving experience for everyone. https://youtu.be/wVdzmCIQQMQ As a broker, Digital Move enables you to: Engage with your clients immediately, resulting in greater conversion rates. Deliver a competitive advantage and USP against non-DigitalMove providers. Speed up cases [...]
On the 3rd of February, the Bank of England base rate (BBR) once again increased, from 0.25% to 0.5%. The current market view is that rates are expected to rise again in March and May. Therefore, Keystone advises with the rise in rates, now really is the very last chance to secure the lowest [...]
We’ve increased Loan to Value (LTV) lending to up to 90% on New Build flats (previously 85%), as part of our plans to help more first time buyers get a foot on the property ladder. View our latest lending criteria “Flats can be a fantastic entry point to the property ladder for many first [...]
Please see attached Product Guides for the new TML Residential mortgage product range, effective from Tuesday, February 15th. Please note the ‘Lumi’ product guide is only available through certain distribution routes, if you have any queries please contact your BDM.
Struggling to find a lender that is comfortable financing multi-unit blocks? Look no further, at West One we apply an individual approach to underwriting ensuring each case is reviewed on its own merits. We can consider: Multi-unit freehold building to 10 units (including partial blocks) Flats with separate entrances and utilities Diminished freehold block [...]
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