With a torrent of financial challenges currently affecting consumers, many are now seeking to bring greater security to their mortgage payments. Many homebuyers are now looking to long-term fixed rate mortgages, whereby they can fix beyond the 5-year mark, even up to 40 years, depending upon the deal available. These products also mean that [...]

The Buy-to-Let remortgage market will be busy in 2022, as 5-year mortgages taken ahead of 2017's new underwriting standards start maturing. Our Buy-to-Let director analyses the market and what's changed for landlords and what lenders need to do to support and manage this increase in remortgage business. Find out more here.

Many people would love to build the bespoke home they've been dreaming of - with BuildLoan, you can help make their dream home a reality! If you have clients planning a self or custom build, considering renovating or converting a property, or simply seeking to add more space to their current home, you can [...]

We want to make it easier for your clients to take that step onto the property ladder. That's why we're delighted to announce some positive changes to our Shared Ownership lending criteria. What are the changes? We’ve extended 95% LTV lending to remortgage and additional borrowing applications. We now allow remortgages of up to [...]

Professional landlords with portfolio of properties, or whose sole income is derived from property can be an uncomfortable risk to some high street lenders.Here at West One however, our approach to background portfolios is simple.Portfolio Lending up to £10 million per borrower.20 loans per applicant, more by referral.No formal stress test on background portfolios, simply [...]

Keystone Property Finance are a specialist buy to let lender who help brokers to find solutions for an array of different client and property scenarios. They offer a wide range of products including core, enhanced cashback and green which are suitable for clients that are borrowing through limited company structures and personally. Property Solutions for…. [...]

In celebration of Valentine’s Day, Precise Mortgages, the specialist lender who’s always on the case, has launched a sparkling prize draw on LinkedIn offering brokers the chance to win a case of champagne. It’s really simple to enter their free prize draw. All you need to do is head over to Precise Mortgages’ LinkedIn [...]

We are pleased to announce that we are introducing a new range of Buy to Let and Residential Limited Editions. These products will be going live on Tuesday 8th February 2022. Please see product details below and our new product guides attached (under embargo). BUY TO LET New: LIMITED EDITION Standard & HMO/MUBs BTL [...]

This significant pricing reduction will see rates now start from as low as 0.47% for regulated and non-regulated bridging for both light refurbishment and our standard bridging ranges. In addition we are also changing our LTV bandings to now start from 55% LTV instead of 50% LTV and this is all complimented by our [...]

Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week’s update: Santander's response to the Bank of England base rate change Bluestone Mortgages: Have your clients had an unfortunate CCJ registered?  Newbury BS: Great [...]