TSB has made changes to their residential products which include selective rate reductions, with two year reduced by up to 0.20% and 5 year reduced by up to 0.55%. [...]

Managing your customers’ expectations  Please refer below for our current service levels to help manage your customer’s expectations for new applications. Important timescales New fully-packaged ‘right first time’ applications [...]

What's changing? Following a review of our affordability assessment, from Wednesday 13 October, your clients' rental property income must be able to cover the mortgage amount requested, including any [...]

Refreshed Mortgage Pricing - October 2021 This communication summarises key changes being made to Mortgage pricing for Coutts as of Monday 11th October 2021. 2 Year Trackers have reduced [...]

TML SPV's (BTL) An SPV is a great way to leverage expansion on a portfolio. A lot of lenders insist on the SPV being up and running for a [...]

JOINT BORROWER, SOLE PROPRIETOR UP TO 95% LTV Our Joint Borrower, Sole Proprietor solution is perfect for first time buyers wanting to get on the property ladder, for older [...]