Reduced rates across lending areas.
Plus change to SVR.
We have reduced rates across a wide range of our core lending areas and made a change to our SVR – please see full details below;
Base rate rise: our SVR has increased.
Our SVR increased by 0.15% to 5.39%, as of 1 February.
Fixed rate end dates have been extended.
The fixed rate product end dates have been extended (see product information for more details).
Rate reductions.
The following changes have been made:
Residential:
80% LTV:
2 year discount C&I reduced 10bps to 2.15%
2 year fixed C&I reduced 10bps to 2.35%
5 year fixed C&I reduced 10bps to 2.75%
2 year discount IO reduced 10bps to 2.60%
2 year fixed IO reduced 14bps to 2.85%
5 year fixed IO reduced 10bps to 3.15%

90% LTV:
2 year discount C&I reduced 30bps to 2.35%
2 year fixed C&I reduced 15bps to 2.65%
3 year fixed C&I reduced 15bps to 2.75%
5 year fixed C&I reduced 19bps to 2.90%

Expat residential:
2 year discount C&I reduced 10bps to 2.70%
2 year fixed C&I reduced 6bps to 2.99%
2 year discount IO reduced 10bps to 2.85%
2 year fixed IO reduced 5bps to 3.15%

Shared ownership:
90% share 2 year fixed reduced 10bps to 3.15%
95% share 2 year fixed reduced 9bps to 3.65% 95% share 5 year fixed reduced 10bps to 3.89%

Holiday let:
2 year discount reduced 10bps to 3.29%
2 year fixed reduced 14bps to 3.65%

PRODUCT FINDER
Our easy to use product finder has all the info you need.
Click here.
LENDING CRITERIA
Browse our residential and buy to let lending criteria.
Click here.
CALCULATORS
Affordability and rental cover calcs to pre-assess your case.
Click here.