• Do you have protection clients that you can’t place?
  • Case not going anywhere?
  • Premiums being loaded?

If so, this product may provide a solution: A real alternative to life cover & CIC.

The premiums are not loaded, so this is a unique product that is suitable for clients including:

HIGH BMIs

SMOKERS

PEOPLE WHO WORK AT HEIGHTS

Common Selling Scenarios:

MORTGAGE CUSTOMERS

Clients who have just taken a mortgage

THOSE THAT DON’T FIT LIFE COVER

Clients who would rather not have their premium loaded for occupation, smoker status, medicals, BMI

OVER 50s & YOUNG PEOPLE

Over 50s – wont see a premium increase from age 52 to 68

Young people – no age increases for ages 16-30

SELF EMPLOYED

Self employed love the 2 week deferred

MOST OCCUPATIONS WELCOME

Police can be standard terms, teachers standard, oil rig workers (often ask for a min. def. period of 13 weeks)

MOST MEDICAL CONDITIONS CONSIDERED

Epilepsy can be standard terms, asthma usually standard, anxiety can sometimes be standard terms

Earning Potential:

The table below highlights the annual earning potential on just one “average” case a year!

Further Information & Product Details:

Click here to visit our adviser website to find out more about the Shepherds Friendly Income Protection Plan or call the Shepherds Friendly Business Development Team on 0161 495 6495.

Find out more