The rates on our Capital Choice and Capital Choice Plus plans have decreased. Along with improved rates, our Capital Choice range is packed with flexible, market-leading features, including:

  • Guaranteed Inheritance Feature
  • Capital repayments of up to 10% each year
  • 3% cashback option
  • Downsizing Early Repayment Charge Exemption
  • 3 year ERC exemption on death or admission into LTC of first borrower

New rates – Capital Choice

No cashback option Cashback option
MER: 4.42% MER: 4.85%
AER: 4.51% AER: 4.96%
APR: 4.58% APR: 5.03%

New rates – Capital Choice Plus

No cashback option Cashback option
MER: 4.84% MER: 5.18%
AER: 4.95% AER: 5.30%
APR: 5.02% APR: 5.37%

You MUST be registered on our online portal in order to create a KFI