Interest rates have decreased or remained the same on both the Lifestyle Lump Sum Max and Lifestyle Flexible Option, on new business only.

New Business

• All pre-sales illustrations produced on or after Tuesday 8th October 2019 will automatically be processed
  using the new interest rates
• All applications received on or after Tuesday 8th October 2019 will be processed as per the ‘personal quote
  summary’ submitted and based on normal Flex-Tool rules being applied. We will only accept personal quotes
  summaries dated 12.09 and 08.10

Expired Cases

• If a case expires on or after Tuesday 8th October 2019, and a new offer is required, this will be issued on new
  interest rates.

Current Reserve Release Rates

Lifestyle Flexible Option (LFO) and Cash Reserve Option (CRO)

There are no changes to the interest rates on reserve release. The below shows the current rates that went live on Friday 6th September 2019.