Here’s a recap of our residential mortgage products to see how we can provide specialist lending solutions to your self-employed customers.

  • Up to 75% LTV for purchase and remortgage;
  • Available in England, Wales and Scotland;
  • We’ll consider applications with only 1 year’s accounts or Tax Calculation;
  • Available for customers with less-than-perfect credit profiles:
    • Defaults/CCJs: 0 in 24 months
    • Missed mortgage/secured loan arrears: 0 in 12 months, 1 in 36 months (worst status)
    • Unsecured arrears: Not counted but may affect customer’s credit score

Product details

Product type2 year fixed5 year fixed
LTV75%75%
Rate3.49%3.59%
Product fee£995£995
Reversion rateBBR + 4.90%BBR + 4.90%
Loan sizeMinimum loan: £25,001

Maximum loan: £1m to 70% £750k to 75%

Minimum loan: £25,001

Maximum loan: £1m to 70% £750k to 75%

ERC4% in year 1,

3% in year 2

4% in years 1 and 2,
3% in years 3 and 4,
2% in year 5