We are pleased to announce we have made the following changes to our Capital Select Options:
We have increased the LTVs by up to 1% on:
- Capital Select Gold Plus Standard, Flexible & Cashback
- Capital Select Platinum Standard, Flexible & Cashback
- Capital Select Platinum Plus Standard, Flexible & Cashback
We have also reduced the interest rates on:
- Capital Select Gold Plus Standard, Flexible & Cashback
The Capital Select interest rates are (changes highlighted in red):
| Product name | Old interest rate (MER) | New Interest Rate (MER) | Old interest rate (AER) | New Interest Rate (AER) |
| Capital Select Gold Plus | 4.50% | 4.30% | 4.59% | 4.39% |
The new Capital Select LTVs (age 70) are (changes highlighted in red):
| Product name | Old LTV
(age 70) |
New LTV
(age 70) |
| Capital Select Gold Plus | 41.0% | 41.5% |
| Capital Select Platinum | 43.0% | 43.6% |
| Capital Select Platinum Plus | 45.0% | 46.0% |
Key documents
Our latest key documents will be available to downloaded here:
- Home Finance product overview – a guide to our entire product range, including interest rates and LTVs
- Our Charges – an overview of the fees we charge
- Additional borrowing interest rates – an overview of our current cash reserve facility and further advance interest rates
