ALC Health and IMG Europe, working as partners within the Sirius Group, are delighted to announce some exciting enhancements to IMG’s group medical product. The changes are designed to give your clients new, low-cost options with flexible underwriting. The product is available to groups with members in the UK as well as those with employees in other countries worldwide.

With effect from May 2019 the GlobalSelect Group product now offers:

 Medical History Disregarded underwriting to small groups, from 10 employees (sometimes fewer). This option is ideal for groups wanting ease of enrolment, or who want to attract and retain key employees. We are also very confident that our pricing is extremely competitive.

New flexibility for policy excesses. Your clients can now choose between a nil excess, annual excess, or ’per condition’ excess on all of the GlobalSelect Group benefit levels.

1) Nil excess is now an option for the two lowest-cost benefit levels of GlobalSelect Group, called ‘HeadStart’ and ‘Basic’. Before now there was a compulsory excess for these benefit levels. This change will appeal to groups looking for excellent value with ease of administration.

2) A single annual excess is now an option for all GlobalSelect Group benefit levels. Before now, the excess for GlobalSelect Group policies has been applied on a ‘per condition per year’ basis. The new annual excess option allows groups to save premium, for minimal administration

3) A ‘per condition’ excess is still available for all GlobalSelect Group benefit levels. This option allows groups to enjoy the lowest possible cost for IMG’s international medical benefits.

Please contact ALC / IMG today and ask for a quote. We will be very keen to show you how these new options can meet your clients’ needs and their budgets.

Call Clive Westwood-Dunkley, Business Development Manager at ALC Health on 01903 817970 / 07734 695073. Email: clive.westwood-dunkley@alchealth.com  or sales@alchealth.com