We accept an accountant's certificate up to 90% LTV. Please make sure... To use the most recent accountant's certificate on our website; The accountant has provided an explanation for any increase or decrease in profits and/or turnover; The accountant provides a projection to support using latest year's figures where there's a sharp increase; The accountant [...]
Lifetime mortgage application cycle STAGE 1 Applications received waiting to be worked             STAGE 2 Case checked and reviewed for approval (packaged for underwriters) STAGE 3 Case assessed by Underwriters for approval and set to offer STAGE 4 Offer approval to Offer issued General Post Benchmark SLA 1 2 3 1 3 Current SLA 1 [...]
Brightstar are delighted to announce a new and exclusive residential mortgage range for clients who are in an active, or recently satisfied DMP. Rates start from 3.15% on a 2 year fixed basis. Product highlights and features: Up to 85% LTV + lender fees (£995) DMP can be active or satisfied (active DMPs need to [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: TSB announce system updates; Hanley announce new self-build product; Barclays confirm rate reductions on a number of products; Santander simplify self-employed applications. [...]
Income protection specialists, LV=, understand that all your clients are unique and have different needs. That’s why they offer a range of easy-to-understand income protection solutions, designed to help your client protect what matters most to them. To help you protect more clients, no matter what their budget, they’ve introduced Budget Income Protection with [...]
Do you have customers who play sports? Want to be able to offer them a simple and affordable accident plan that protects against injury? At April UK we’re delighted to offer two Personal Accident Plans: Our Personal Accident Plan… This is your traditional ‘broken bones’ plan providing 21 fracture benefits, ranging from a broken [...]
Launched in March 2012, CIExpert was the first-ever critical illness comparison site. Today the bulk of the dedicated protection advisers’ population use it for both analysis and compliance. Alan Lakey commented: “Whilst user feedback has always been positive, we decided that to combat the growing complexity of plans we needed to advance to another [...]
Eating well is easier said than done. And it can be confusing for people who face health problems such as diabetes, high blood pressure or being overweight. Our life insurance members and their immediate families have access to HealthWise; our member benefits app, providing access to a variety of wellbeing services including a personal [...]
Help clients see the immediate benefits of protection with our client facing video Scottish Widows Care can help you change the way you talk to clients about protection. Care comes with every protection policy at no extra cost and is effective from the day the protection plan starts. The service provides practical advice and [...]
House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis.1 This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market The UK’s private [...]
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
