We are launching new Residential and Buy to Let mortgage products, including exclusive offers for our existing mortgage customers.

On Thursday 11 May, we will introduce a number of rate reductions, as well as some new products.

Key highlights

Here are the highlights for this product change

Buy to Let

  • Replacing the current range with a refreshed range including new existing customer offers (EMC Reward Range)
  • 65% LTV products replaced by new 60% LTV range
  • Introducing a £250 cashback option to replace the free legal option on our Switch and Save package
  • Maximum loan size on all 75% LTV products will increase to £1m
  • End dates on all fixed rate products extending to 31st October

 

Residential

  • Rate reductions and introducing new higher LTV products
  • New existing mortgage customer range (EMC Reward)
  • End dates on all fixed rate products extending to 31st October

 

Craig Calder, director of Barclays Mortgages, said:“As we move further into spring, we believe the new range will build on our strong proposition and provides a comprehensive range of products that will be attractive to both residential and buy-to-let investors”.

 

What are we introducing?

Buy to Let

Purchase and Remortgage

• 1.99% 3 Year Fixed, 60% LTV, £1950 fee

• 2.59% 3 Year Fixed, 60% LTV, £0 fee

• 3.49% 10 Year Fixed, 75% LTV, £1950 fee

• 2.49% (BBBR+2.24%) 2 Year Tracker, 60% LTV, £0 fee

 

Premier

• 2.59% 2 Year Fixed, 75% LTV, £0 fee

• 2.29% 5 Year Fixed, 60% LTV, £1950 fee

EMC Reward Range (Rate Switch & Further Advance)

• 1.99% 3 Year Fixed, 65% LTV, £1800 fee

• 2.58% 3 Year Fixed, 65% LTV, £0 fee

• 2.48% (BBBR+2.23%) 2 Year Tracker, 65% LTV, £0 fee

Residential

Purchase

• 3.69% 2 Year Fixed, 95% LTV, £999 fee

• 3.99% 2 Year Fixed, 95% LTV, £0 fee

• 4.55% 5 Year Fixed, 95% LTV, £499 fee

EMC Reward Range (Rate Switch & Further Advance)

• 1.28% 2 Year Fixed, 80% LTV, £849 fee

• 1.99% 5 Year  Fixed, 80% LTV, £849 fee

• 1.23% (BBBR+0.98%) 2 Year Tracker, 60% LTV, £849 fee

• 1.35% (BBBR+1.10%) 2 Year Tracker, 80% LTV, £849 fee

What are we changing?

Buy to Let

Purchase and Remortgage

• 1.69% 2 Year Fixed, 60% LTV, £1950 fee (reduced by 20bps, fee increased by £100)

• 1.99% 2 Year Fixed, 75% LTV, £1950 fee (reduced by 10bps, fee increased by £100)

• 2.69% 2 Year Fixed, 75% LTV, £0 fee (reduced by 10bps)

• 2.39% 3 Year Fixed, 75% LTV, £1950 fee (reduced by 10bps, fee increased by £100)

• 2.99% 5 Year Fixed, 60% LTV, £0 fee (reduced by 30bps)

• 2.39% 5 Year Fixed, 60% LTV, £1950 fee (reduced by 10bps, fee increased by £100)

• 2.89% 5 Year Fixed, 75% LTV, £1950 fee (reduced by 20bps, fee increased by £100)

• 3.19% 5 Year Fixed, 75% LTV, £0 fee (reduced by 40bps)

• 2.99% 10 Year Fixed, 60% LTV, £1950 fee (fee reduced by £50)

• 1.75% (BBBR+1.50%) 2 Year Tracker, 60% LTV, £1950 fee (reduced by 10bps, fee increased by £450)

• 1.99% (BBBR+1.74%) 2 Year Tracker, 75% LTV, £1950 fee (reduced by 10bps, fee increased by £450)

• 2.59% (BBBR+2.34%) 2 Year Tracker, 75% LTV, £0 fee (reduced by 20bps)

Premier

• 2.89% 10 Year Fixed, 60% LTV, £1950 fee (reduced by 10bps, fee increased by £100)

EMC Reward Range (Rate Switch & Further Advance)

• 2.38% 2 Year Fixed, 65% LTV, £0 fee (increased by 3bps)

• 1.69% 2 Year Fixed, 65% LTV, £1800 fee (reduced by 20bps, fee increased by £100)

• 2.58% 2 Year Fixed, 75% LTV, £0 fee (increased by 3bps)

• 1.99% 2 Year Fixed, 75% LTV, £1800 fee (reduced by 6bps, fee increased by £100)

• 2.39% 3 Year Fixed, 75% LTV, £1800 fee (reduced by 10bps, fee increased by £100)

• 2.88% 3 Year Fixed, 75% LTV, £0 fee (increased by 3bps)

• 2.98% 5 Year Fixed, 65% LTV, £0 fee (increased by 33bps)

• 2.29% 5 Year Fixed, 65% LTV, £1800 fee (reduced by 16bps, fee increased by £100)

• 3.18% 5 Year Fixed, 75% LTV, £0 fee (reduced by 1bps)

• 2.89% 5 Year Fixed, 75% LTV, £1800 fee (reduced by 10bps, fee increased by £100)

• 2.89% 10 Year Fixed, 65% LTV, £1800 fee (reduced by 10bps, fee reduced by £50)

• 1.74% (BBBR+1.49%) 2 Year Tracker, 65% LTV, £1800 fee (reduced by 11bps, fee increased by £450)

• 1.99% (BBBR+1.74%) 2 Year Tracker, 75% LTV, £1800 fee (reduced by 10bps, fee increased by £450)

• 2.58% (BBBR+2.33%) 2 Year Tracker, 75% LTV, £0 fee (increased by 3bps)

Residential

Purchase

• 1.45% 2 Year Fixed, 85% LTV, £999 fee (reduced by 13bps)

• 1.40% 2 Year Fixed, 85% LTV, £1499 fee (reduced by 13bps)

• 2.19% 2 Year Fixed, 90% LTV, £999 fee (reduced by 6bps)

• 2.04% 3 Year Fixed, 75% LTV, £999 fee (LTV increased from 70%)

• 2.25% 3 Year Fixed, 75% LTV, £0 fee (LTV increased from 70%)

 

Premier

• 1.30% (BBBR+1.05%) 2 Year Tracker, 75% LTV, £1249 fee ( fee increased by £250)

Remortgage

• 1.45% 2 Year Fixed, 85% LTV, £999 fee (reduced by 13bps)

• 1.40% 2 Year Fixed, 85% LTV, £1499 fee (reduced by 13bps)

• 2.19% 2 Year Fixed, 90% LTV, £999 fee (reduced by 6bps)

• 1.75% Great Escape 2 Year Fixed, 50% LTV, £0 fee (increased by 10bps)

• 1.99% Great Escape 2 Year Fixed, 80% LTV, £0 fee (increased by 4bps)

• 2.04% 3 Year Fixed, 75% LTV, £999 fee (LTV increased from 70%)

• 2.25% 3 Year Fixed, 75% LTV, £0 fee (LTV increased from 70%)

• 2.19%  Great Escape 5 Year Fixed, 50% LTV, £0 fee (increased by 4bps)

 

Premier

• 1.30% (BBBR+1.05%) 2 Year Tracker, 75% LTV, £1249 fee (fee increased by £250)

EMC Reward Range (Rate Switch & Further Advance)

• 1.18% 2 Year Fixed, 60% LTV, £1249 fee (fee increased by £250)

• 1.23% 2 Year Fixed, 60% LTV, £849 fee (reduced by 16bps, fee increased by £350)

• 1.74% 2 Year Fixed, 60% LTV, £0 fee (increased by 11bps)

• 1.23% 2 Year Fixed, 80% LTV, £1249 fee (fee increased by £250)

• 1.98% 2 Year Fixed, 80% LTV, £0 fee (increased by 10bps)

• 1.40% 2 Year  Fixed, +80% LTV, £999 fee (reduced by 13bps)

• 2.34% 2 Year  Fixed, +80% LTV, £0 fee (increased by 1bps)

• 1.79% 3 Year  Fixed, 60% LTV, £849 fee (fee increased by £100)

• 1.98% 3 Year  Fixed, 60% LTV, £0 fee (increased by 1bps)

• 2.04% 3 Year  Fixed, 80% LTV, £849 fee (fee increased by £100)

• 2.24% 3 Year  Fixed, 80% LTV, £0 fee (increased by 1bps)

• 1.70% 5 Year  Fixed, 60% LTV, £1249 fee (fee increased by £250)

• 1.75% 5 Year  Fixed, 60% LTV, £849 fee (reduced by 14bps, fee increased by £350)

• 2.18% 5 Year  Fixed, 60% LTV, £0 fee  (increased by 5bps)

• 1.94% 5 Year  Fixed, 80% LTV, £1249 fee ( fee increased by £250)

• 2.34% 5 Year  Fixed, 80% LTV, £0 fee (increased by 1bps)

• 2.88% 5 Year  Fixed, +80% LTV, £0 fee (increased by 1bps)

• 2.39% 10 Year  Fixed, 60% LTV, £849 fee (fee increased by £100)

• 2.69% 10 Year  Fixed, 80% LTV, £849 fee (fee increased by £100)

• 1.18% (BBBR+0.93%) 2 Year Tracker, 60% LTV, £1249 fee (fee increased by £250)

• 1.68% (BBBR+1.43%) 2 Year Tracker, 60% LTV, £0 fee (increased by 1bps)

• 1.30% (BBBR+1.05%) 2 Year Tracker, 80% LTV, £1249 fee ( fee increased by £250)

• 1.73% (BBBR+1.48%) 2 Year Tracker, 80% LTV, £0 fee (increased by 1bps)

• 1.79% (BBBR+1.54%) 2 Year Offset Tracker, 80% LTV, £1499 fee (fee reduced by £100)

• 2.49% (BBBR+2.24%) 2 Year Lifetime Tracker, 80% LTV, £1749 fee (fee increased by £150)

 

EMC Homemover Reward

• 1.23% 2 Year Fixed, 60% LTV, £749 fee (increased by 5bps, fee reduced by £250)

• 1.28% 2 Year Fixed, 80% LTV, £749 fee (increased by 5bps, fee reduced by £250)

• 1.75% 5 Year  Fixed, 60% LTV, £749 fee (increased by 5bps, fee reduced by £250)

• 1.99% 5 Year  Fixed, 80% LTV, £749 fee (increased by 5bps, fee reduced by £250)

What are we withdrawing?

Buy to Let

Purchase and Remortgage

• 2.09% 2 Year Fixed , 75% LTV, 1% fee

• 2.49% 5 Year Fixed, 65% LTV, 1% fee

• 2.99% 5 Year Fixed, 75% LTV, 1% fee

• 2.89% 7 Year Fixed, 65% LTV, £2000 fee

 

Premier

• 2.05% 2 Year Fixed, 75% LTV, 1% fee

• 2.45% 5 Year Fixed, 65% LTV, 1% fee

EMC Reward Range (Rate Switch & Further Advance)

• 2.89% 7 Year Fixed, 65% LTV, £1850 fee

Residential

Purchase

• 1.89% 2 Year Fixed, 70% LTV, £0 fee

• 1.99% 3 Year Fixed, 60% LTV, £0 fee

• 2.29% 3 Year Fixed, 85% LTV, £999 fee

• 1.99% 4 Year Fixed, 75% LTV, £999 fee

• 2.39% 5 Year Fixed, 70% LTV, £0 fee

• 2.19% 7 Year Fixed, 60% LTV, £999 fee

• 1.89% (BBBR+1.64%) 2 Year Tracker, 85% LTV, £999 fee

• 2.50% (BBBR+2.25%) 2 Year Tracker, 90% LTV, £999 fee

• 1.84% (BBBR+1.59%) 2 Year Tracker, 85% LTV, £1499 fee

Remortgage

• 1.90% Great Escape 2 Year Fixed, 70% LTV, £0 fee

• 1.99% 3 Year Fixed, 60% LTV, £0 fee

• 2.29% 3 Year Fixed, 85% LTV, £999 fee

• 1.99% 4 Year Fixed, 75% LTV, £999 fee

• 1.99% Great Escape 4 Year Fixed, 50% LTV, £0 fee

• 2.35% Great Escape 5 Year Fixed, 70% LTV, £0 fee

• 2.19% 7 Year Fixed, 60% LTV, £999 fee

• 1.89% (BBBR+1.64%) 2 Year Tracker, 85% LTV, £999 fee

• 1.84% (BBBR+1.59%) 2 Year Tracker, 85% LTV, £1499 fee

EMC Reward Range (Rate Switch & Further Advance)

• 2.29% 3 Year  Fixed, +80% LTV, £749 fee

• 1.97% 4 Year  Fixed, 60% LTV, £0 fee

• 1.99% 4 Year  Fixed, 80% LTV, £749 fee

• 2.19% 7 Year  Fixed, 60% LTV, £749 fee

• 2.57% 7 Year  Fixed, 80% LTV, £0 fee

• 1.84% (BBBR+1.59%) 2 Year Tracker, +80% LTV, £999 fee

For more information and full details concerning increase and withdrawals, please download the latest rate sheet which will be available online from Thursday 11 May 2017

When is this happening?

The withdrawal process is detailed below:

  • Products will be withdrawn/last KFI/ last case booking: Wednesday 10 May 2017
  • New products will be available: Thursday 11 May 2017
  • Last applications: Friday 19 May 2017