We've seen a lot of interest in our 90% LTV product since launching it earlier this week. Supporting this area of the market, and in particular first time buyers, is really important to us. We still need to balance this though with maintaining new and pipeline service levels, as well as focusing on our [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Pepper Money release 85% LTV range; Precise Mortgages announce reduced fee buy to let mortgages up to 70% LTV; Accord extends 90% LTV [...]
At our recent Protection Adviser Summit, we discussed customer needs during a crisis, and how the need for protection is greater than ever. We shared how 66% of people who don’t have life or health insurance, don’t understand it. This creates important opportunities for Advisers to educate clients about the benefits of protection. As [...]
Taking the approach of offering all of your clients a fully-protected home is not only a chance to make sure they’re protected for all eventualities, but also gives you the chance to increase your earning opportunities while simultaneously increasing client loyalty and trust. Taking the approach of offering all of [...]
L&G Launch new What Are The Chances Calculator. Sometimes, getting your busy clients to see the need for protection isn’t an easy job. So, instead of just talking about it, why not show them with L&G’s new What Are The Chances tool. Making protection more personal In just a few easy steps, the [...]
We’d all love to have perfect health, but in the real world, not everyone is that lucky. Real Life is designed to help your clients living with serious or multiple medical conditions get the valuable cover they need to protect themselves and their families. In short, it’s what makes us different from other life [...]
Hi everyone, this week I am chatting to Ross Linnett from Recite Me. Ross has dyslexia and has developed an accessibility and language toolbar, that helps people to adapt websites to their needs. We have it integrated into our website, the Special Risks Bureau, and it is incredible. I'm chatting to Ross about why he decided [...]
Aviva have announced that they will be extending their premium deferral facility that was due to end on 31st October and are updating their eligibility criteria given the ongoing situation with regard to COVID-19. Importantly, Aviva’s premium deferral facility maintains full cover throughout the period where premiums are deferred. To read more click here
It is fair to say that COVID-19 decimated the short deferred period market, with all but one insurer pulling their one day and one week options in pretty quick order. Given the landscape it was quite understandable, however it left a massive gap for those that may have immediate income needs in the event [...]
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