Educating the broker community is key to growing the self and custom build sector. The Government’s objective with the ‘Right to Build’ legislation is to ensure that self and custom build accounts for around 30% of new housing in England, which will dramatically increase the likelihood of Mortgage Brokers receiving enquiries for self and [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Clydesdale announce product transfers; Virgin Money want you to have the best; Marsden are committed to supporting you and your 55+ client; Together [...]
Buy to Let remortgage - Here's why we should be your top pick... With growing demand from brokers for Buy to Let remortgage, we've made some changes to our products and criteria to support you and your landlord clients. We allow top slicing income for Buy to Let remortgages... We accept landlords' earned income to [...]
Great news! We have made some exciting changes to Premier Flexible. More people will qualify as we are reducing the minimum loan size from £250,000 to £100,000. Customers will no longer need to pay a valuation fee on application, meaning all of our products will offer free valuations as standard. We’re also reducing the interest rate [...]
As of 2nd July 2018, improvements will be made to the following products: 55+ Mortgage 55+ RIO Mortgage 55+ Retirement Interest Only Mortgage: Maximum Loan Value - £1m (was £500k) Maximum Property Value - £3m (was £1m) 55+ Mortgage: Maximum Loan Value - £1m (was £500k) Maximum Property Value - £3m (was £1m) Minimum Equity - [...]
You didn't know it wasn't fancy dress, but you'll be the first to know about our summer rate. Register with Together, and we’ll make sure that you’re the first to know about our residential mortgage rate. As you know, securing a mortgage for some clients isn’t always plain sailing - especially if they have unusual [...]
To discuss a case, please contact us: Tel: 01252 916800 Email: sales@fleetmortgages.co.uk
Chorley Building Society,(already lend in the Help to Buy England and Wales schemes) have re-entered the high loan to value 95% market on residential houses, this includes new builds (but not Flats). The territorial market for high LTV lending is quite wide incorporating the North-West and North-East English Regions, and Yorkshire, including parts of Lincolnshire. [...]
Great news - we’ve reduced rates on a number of products and we’ve introduced some new products too. Rate Reductions The following rates have reduced, live now: Product Old Rate New Rate 2 Year fixed to 75% LTV (£1M+) 1.84% 1.64% 2 Year fixed to 80% LTV (£1M+) 1.99% 1.69% 5 Year fixed to 75% [...]
The Helping Hand mortgage from Vida Homeloans has been designed to allow parents to join their child on the mortgage (and to have their income taken into account as part of Vida’s affordability assessment) without being on the title deeds and jointly owning the property. This type of mortgage is known as Joint Borrower Sole [...]
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