Santander: Changes to our mortgage range
On Thursday 5 April 2018 we increased selected first time buyer (FTB) exclusive fixed rate products. Residential - FTB exclusive fixed rate increases Find out more
Fleet Mortgages: See How Much Your Client Could Borrow
See how much your client could borrow with our Standard Pay Rate product, fixed until 31/05/2023. To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk
3MC: New Near Prime Residential Exclusives Launched – Kent Reliance
We are pleased to announce the launch of new Residential Near Prime Packager Exclusives from Kent Reliance. The near prime products are available up to 90% Loan to Value for remortgages, purchases and first time buyers. There is a £95 packaging fee with no additional valuation costs over and above the lenders valuation fee scale. To obtain a [...]
Virgin Money accept Personal Income for buy-to-let
To help more of your clients get the loan amount they need Virgin Money allow clients to include personal income in the affordability test*. The rental income must cover 125% of the mortgage interest payment, calculated at a notional rate of 5.50%, with personal income being considered to cover the difference up to 145%. Their [...]
Together: £1.5m loan helped transform self-employed businessman’s home
Complex income, flexible approach We know that customers, especially those who are self-employed, can have complex income sources. So whether it’s irregular payments, short term contracts or multiple sources of income such as bonuses or dividends we are here to help. We aim to make the lending process as easy and straightforward as possible [...]
Crystal Specialist Finance: Data privacy law is changing, are you compliant?
Changes to data protection rules will have major implications for your business The General Data Protection Regulation (GDPR) is set to replace the Data Protection Act 1998 (DPA), marking the biggest overhaul to data protection in 20 years. In short, organisations that collect, keep or use any information related to an individual, which can [...]
Clydesdale: First Time Buyer Mortgages
When placing clients that are buying their first home, it's not just a great rate that you're looking for. We understand the pride of owning your first home and standing on your own two feet, so we don't ask for family savings to be held in trust, second charges on parents' properties or extra security [...]
Weekly Mortgage Update – 30th March 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Five ways Precise have made it even easier to place your case with them; TFC specialist lending round table events; Build Loan 2018 [...]
Crystal: Earn CPD points at our specialist lending workshops
Following on from the success of our educational events in 2017, we’re pleased to continue our quest in educating brokers with even more professional development opportunities than ever before! Choose from a range of webinars, workshops and round table events that will provide you with specialist product training, development and unmissable networking opportunities across [...]
TFC Homeloans: Specialist lending round table events
TFC has combined its events to cover considerably more of the UK and is pleased to be hosting a series of round tables with the first one taking place on 19th April. Working with our lender partners including The Family Building Society, The Mortgage Lender, Kensington, Magellan, Central Trust, Landbay, Together and Precise to name [...]
