New experiences are fun, right? But, a little scary – especially when it’s on behalf of your clients. It’s normal to be cautious of the unknown, and many intermediaries have told us that not having the knowledge and / or experience, has made them think twice when recommending a specialist finance product to their client. [...]

We are currently having an issues with the our DIP system where the underwriters are not being notified of any DIPs being submitted, this is currently being looked into. In the meantime, please email sabiha.moghal.sbiuk@statebank.com directly with the 4 digit ref number so we can get the DIP picked up and worked by the underwriters.

As a mortgage intermediary with BTL clients, you will know that it pays to deal with specialist lenders when it comes to the more complex areas of the market. Award-winning lender Vida Homeloans is the specialist intermediary mortgage lender for customers you can't place on the high street. If you have a case that you [...]

Here’s a reminder of some of the recent Buy to Let improvements we’ve made for you and your clients We offer a flexible approach to our affordability: 50% affordability rate for 5 year fixed rates 125% cover for remortgages without capital raising under transitional arrangements for all income tax bands 130% cover where at least [...]

We're just letting you know that from Wednesday 28 March, we'll be extending the end dates across all Existing Customer switcher products. Existing Customer Switcher guide

New Purchase Products FE092   2.14% fixed until 31 July 2020 – Max 90% LTV - £999 Arrangement Fee FE093   2.44% fixed until 31 July 2021 – Max 90% LTV – £999 Arrangement Fee These replace the following exclusive fixed rates, please ensure that these are removed from all sourcing systems: FE086, FE087, FE088, FE089 and [...]

We’re always thinking of how to make it as easy as possible for you to do business with us. Here are just some of the recent innovations we’ve introduced to help you place your cases. Searchable online criteria guide Details all you need to know before submitting a case. Now with added Bridging [...]

Virgin Money allow customers including landlords to apply for one month payment holiday for every 9 consecutive months mortgage payments. The payment holidays can be accumulated up to a maximum of 3 months, once 27 consecutive mortgage payments have been made. These could be useful for BTL landlords who experience a rental void or choose [...]

Product Transfer offers at the click of a button We know it makes life so much easier when you can get what you need at the click of a button. That’s why we’re really pleased to let you know we’ve improved the online process when applying for your clients product transfer. When you apply online [...]