We're making some changes to our standard mortgage products, with rate reductions of up to 0.65% with effect from Thursday 6th February 2020. Check out the changes below. Launching 2 Year Discounted Variable 3.24% 95% LTV For teachers only Home purchase applications only (Issue 450) 2 Year Discounted Variable 2.99% 90% LTV [...]
Placing business with Metro Bank is easy but with this new guide, we’ve made it even easier. Our new Mortgage Portal User Guide will take you through, step by step, from Agreement in Principle (AIP) to Full Application with helpful hints and tips along the way to help avoid delays in your application. Download [...]
Projected Income – Solutions for Complex Income Types (Commercial Finance) Taking all income solutions into account For clients with new or recently established businesses, sourcing a commercial mortgage can often be challenging, with mainstream lenders requesting proof of multiple years income to establish affordability. When these difficulties arise, Crystal can assist you with our [...]
Don't miss: Affordability improvements for your like-for-like remortgage clients. Your clients looking to remortgage with no additional borrowing could now benefit from a lower stress rate. We'll continue to lend up to 90% of the value of their home. And product fees of up to £1,000 can be added to the loan. For more information click [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Metro Bank release new mortgage portal guide; Precise Mortgage introduce reduced rates; Accord Mortgages cut rates across residential product transfer range. [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: LV= has new inclusive life and critical illness cover for modern families; Cura launches the latest episode of CuraVision; Paymentshield has new adverse [...]
As part of a new series of content dealing with adverse weather, Paymentshield have launched two new guides to help your clients get a better understanding on how to handle all the bad weather the British Isles throws our way. The first two guides are focused on hazardous floods, and intimidating storms. They cover [...]
Looking back to a previous CuraVision – The ABCs video, Kathryn talks about Edward*, who came to Cura to look for protection for his mortgage of £142,000, over 33 years and for his income. Edward was a 28-year-old non-smoker, with a BMI in the normal range, he was diagnosed with grand mal epilepsy 10 [...]
Around three children in every primary school class has a mental health problem and many more struggle with challenges from bullying to bereavement. Place2Be, a children’s mental health charity, has organised their sixth Children’s Mental Health Week from 3-9 February 2020. Schools, youth groups, organisations and individuals across the UK will take part, and this year’s [...]
New, more inclusive LV= Life and Critical Illness Cover for modern families LV= have refreshed their critical illness product to make it even more comprehensive! It covers a wide range of conditions and features, and also includes a range of value added services as standard, meaning your clients can benefit from [...]
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