Later Life Planning Update – April 2018
Welcome to our latest update dedicated to the topic of later life planning. Please take the time to read through the update as there may be some information that is important to you.
Enterprise: £291 reduction in outgoings with a Second Charge mortgage… in just 6 days
Second Charge mortgages can offer the ideal alternative to a remortgage, further advance or unsecured loans if these don't suit your clients. Which is why they can be really useful for your everyday clients, who desperately need to reduce their monthly outgoing costs. Here's how we helped one of our broker's customers reduce their monthly [...]
Weekly Mortgage Update – 20th April 2018
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Natwest release their GDPR commitments; Together Money want to save you time with online document uploads and on-demand case tracking; Clydesdale Bank underwriters [...]
Dudley BS: Great news
Our unique lending proposition focuses on using a common sense approach in order to meet the demands of those customers who do not meet the requirements of larger high street lenders. In 2015 the Society took our mortgage offering national and were the first lender to remove the Upper Age limit across our mortgage product [...]
The Right Will: Are you fulfilling your duty of care to your clients?
Many of us will care for, or know someone who is caring for, a person with Alzheimer’s or dementia and the sad reality is that ¼ of us will require care at some point in our lives. Despite this, most people have no provisions in place should they lose mental capacity in the future. We [...]
Golden Charter: It’s a certainty
Death is a certainty not a maybe…don’t forget to talk about funeral plans with clients If you look at the lifecycle of your client which products are they likely to use? A funeral plan is not a ‘just in case’ product, it’s a ‘definitely will need’ product. At some point all of us will die, [...]
Hodge Lifetime: New fixed rate retirement mortgage
Good news! We're adding to our popular 5 year fixed rate Retirement Mortgage Introducing the 2 year, fixed rate Retirement Mortgage from Hodge with a rate of 3.45%. About the Retirement Mortgage Our popular hybrid Equity Release mortgage, offers monthly interest only servicing based on affordability and the option to convert to roll-up when youngest [...]
Ipswich Building Society: Get wiser with your older clients
We know the mortgage market has changed over the last decade. First time buyers are two years older at an average of 33, we’re seeing the end of tax relief for buy to lets and there have been numerous government incentives to convert generation rent into owner occupiers. Let’s face it, mortgage customers look and [...]
L&G Home finance: New Optional Payment Lifetime Mortgage
With our Optional Payment Lifetime Mortgage, your customers can choose to pay some, or all, of the monthly interest by Direct Debit. They can also stop making monthly interest payments at any time and convert to full interest roll-up. Why make monthly interest payments? Making monthly interest payments will reduce the amount of interest that [...]
Marsden: Tell us what you think
Can we grab just two minutes of your time? We want to you to tell us what you think about Older Borrowers and the support that you get from lenders like us for your 55+ clients... Click here to tell us your opinion Alternatively contact your BDM, Jacqui Turner, on: 07970 327 999 [...]
