TFC Homeloans are delighted to announce the merger with Solent Mortgage Services is now fully completed and wish to thank all our partners for the overwhelmingly positive feedback. As you know we have been on a journey over the last few months and have been working hard to improve our service levels and align our [...]

CREDIT CRITERIA  DIP form First-Time buyer 3.49% -  3 yr discount [DF04] 3.69%  - 2 yr fixed 31/01/21 [FF04] more details Credit Repair 3.99% - 3 yr discount [CR03] more details Retirement 3.29% - 3 yr discount  [RE03] 3.69% -  3 yr fixed to 30/11/20 [RE04] more details Contractors 3.99% - 3 yr discount  [DC14]  more details  Buy to let [...]

We're pleased to confirm that our systems have successfully been updated to reflect the Prudential Regulation Authority's (PRA) changes to portfolio landlord underwriting standards.   As a reminder, full details of our policy and our new supporting documents are available on our dedicated portfolio landlord webpage. In addition to our Business Plan template, Property Schedule [...]

  Online DIP & Full Application Our new online DIP and Application are now available in our broker portal, Bluelink.  Developed in-house using Google's design framework, it's a clean, fast and simple system that will work on computers running the Chrome browser. Getting Started If you haven't registered for an account, you [...]

Mr & Mrs Jones are aged 75 & 66, both self employed in administrative positions for a London firm that they own and run, they are both still working and intend to retire at aged 80. With an outstanding mortgage of £100,000 the Jones’s wished to borrow £500,000 in order to clear their existing [...]

  We know placing portfolio buy to let business could make things more time consuming than ever before, so we’ve invested in our buy to let proposition to improve our service and make it easier for you to submit business. We’ve improved our service and support: New and improved submission form Expert portfolio buy to [...]

Yes, it’s true…Procuration fees We value the work that you do Retention proc fee paid on residential and Buy to Let £400 minimum proc fee paid for new business loans £25,000 and above Full proc fee paid on total mortgage amount for existing Santander home movers No maximum proc fee Please call your dedicated contact [...]

  To discuss a case, please contact us: 01252 916800 sales@fleetmortgages.co.uk   Just to make you aware, we are extending the end dates of our current 2 and 5 year fixed products. New Initial Rate End Dates and ERC Dates:  All 2 Year Fixed products will now have an end date of 31/12/2019 All 5 [...]

New Fixed Rates Product code(s) FE073 and RFE039 – enhanced criteria applies, no status “2” (two consecutive missed payments) on credit file within last 12 months, no defaults at anytime Product End Date(s) With respect to our exclusive discounted products, the end dates have been moved from 31 October 2019 to 30 November 2019 – [...]

In line with the new rules, we will now require the following documents from Portfolio Landlords for all mortgage applications: Business Plan Assets and Liabilities statement Cash flow statement Template documents have been created to simplify the submission process, and are available to download now from our website. It’s also important to know that any [...]