Please be advised that we will be making further changes to our mortgage range. Below is a summary of those changes; Product 11153 2 Year fixed 75% LTV to increase from 1.55% to 1.70% Product 11155 5 year fixed 75% LTV to increase from 2.05% to 2.15% Product 11250 2 year fixed 90% LTV to [...]
From Friday 29th September The Nottingham announces new portfolio landlord requirements. Where the total number of mortgaged properties at the application level, including the property to be mortgaged, is four or more, the application is considered to be a Portfolio Landlord application. For Portfolio Landlords, a fully completed Assets and Liabilities form must be provided [...]
Selected 2 year fixed rate increases From tomorrow, Thursday 28 September, we're increasing selected 2 year fixed rates, including Equity Share products. Please note, rates for existing Nationwide mortgage members switching products will not be impacted by these changes. 2 year fixed rate increases 2 year fixed rates across 60% and 75% LTV tiers increased by [...]
Your customers might want a second residential property as a holiday home, pied-a-terre, or for a dependant relative. Virgin Moneys affordability assessment on second residential properties considers the monthly expenditure and that the customer is able to afford all credit commitments including any mortgages. For more information speak to your dedicated BDM. 10 reasons to [...]
Are you missing Magellan for Intermediaries residential products when sourcing? Our strong specialist products, including a fees assisted range and transparent SLA's are just a number of reasons to think about using Magellan when placing your next mortgage. You also have a dedicated contact for support in managing the cases through. When souring, don't forget [...]
Welcome to this month's PMI update. Please take the time to read through the update as there may be some information that is important to you. We have a few spaces left on our PMI training event on the 18th October 2017. Click here to book your space. The course will cover the PMI sales [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: • Together Money case study: Right to buy a property valued at £170,000 and the purchase price £66,100, so we do not require [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: • AIG look at the new underwriting standards to be imposed on Buy-to-Let mortgages; • Uinsure relax their subsidence criteria; • Cirencester Friendly [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Virgin money lend on properties with annexes; Leeds Building Society ease the pressure on portfolio buy to let; After a week, Accord withdraw [...]
On Friday 29 September, we will be implementing the changes to our buy-to-let proposition to align it with the PRA requirements for assessing buy-to-let mortgage applications. I thought it would be useful to summarise the key aspects of our revised buy-to-let proposition for you. New and improved buy-to-let calculator hosted on our website which will [...]
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