I am delighted to introduce Freedom Essentials, a new private medical insurance (PMI) product designed to appeal to individuals and families looking for affordable PMI cover.Providing a good basic level of core cover giving fast access to inpatient and day-patient treatment, Freedom Essentials also offers the option to add cover for outpatient diagnostic tests plus a number of valuable cash benefits too.

Freedom Essentials – in brief

Core cover

Fixed cash benefit towards the cost of:

  • Inpatient treatment
  • Day-patient treatment
  • Pregnancy complications
  • Dental surgery

Plus:

  • NHS cash benefit
  • MRI, CT and PET scans
  • Cancer cash benefit

Optional benefit package for outpatient treatment

  • Diagnostic tests requested by a GP
  • Specialist fees and physiotherapy treatment
  • Outpatient procedures
  • Routine dental costs
  • Optical costs
  • Maternity cash benefit

 

Core Cover
With no annual policy limit, the mandatory core cover provides a fixed cash benefit paid directly to your client to use towards the cost of eligible inpatient and day-patient treatment at any hospital in the UK or abroad under a self-pay contract. This could be particularly valuable for clients who may wish to travel abroad to have their treatment near to family living overseas.The core cover also includes certain pregnancy complications and dental surgical procedures, MRI, CT and PET scans, and an NHS cash benefit.

A valuable cancer cash benefit is included as part of the core cover too. With the NHS focusing on cancer care, Freedom Essentials does not cover the cost of cancer treatment. However, Freedom Essentials offers a cash lump sum that clients can use in any way they want.

Optional outpatient benefit package
Freedom Essentials also offers an optional benefit package that can be added to the core cover. This includes diagnostic tests requested by a GP, specialist fees and physiotherapy treatment, outpatient procedures, routine dental costs, optical costs and maternity cash benefit.

Buy online
To make it as easy as possible for you to get quotes and confirm cover, Freedom Essentials is available now via our website. A Freedom Essentials brochure and policy documentation is also available here.

Existing Freedom Your Choice clients
Freedom Essentials has been developed to replace Freedom Your Choice which has now ceased to be available for new business. However, for the time being, Freedom Your Choice will continue to be available to existing Your Choice clients, including at renewal, and Your Choice documentation will continue to be available on request.

A taste of our new brand
You will notice that the new Freedom Essentials documents have been designed in our new brand style with a new Freedom Health Insurance logo. We have been working on this during 2019 and the new branding will be fully unveiled early in 2020. We hope you like this sneak preview!

See us at the AMII Summit
You can visit us on stand 16 at the AMII Summit in London on 21st November 2019 to talk about Freedom Essentials but if you have any questions in the meantime, please don’t hesitate to get in touch with me or your usual account manager.

 

Regards,
Robert Smith
Sales Director
Freedom Health InsuranceEmail r.smith@freedomhealthinsurance.co.uk
Phone 07879 461520

 

PS We are experiencing some technical issues with some of the headings which still show the old Freedom Your Choice name on our website. However, this doesn’t affect any information about the Freedom Essentials product nor the quote tool, and the incorrect headings will be fixed shortly.