90% LTV New Build Residential on houses and flats & Capital Raising up to 90% LTV

New Build enhancements

  • NEW – Our residential products are available at up to 90% LTV. Our 90% LTV rates are from 2.99% and offer a maximum loan size of £675k
  • Available on both New Build houses and flats (no maximum story height)
  • Offers are valid for nine months
  • Builder Incentives accepted up to 5% of the purchase price. Builder incentive can include builders deposit contribution, white goods, carpets and curtains, cashback, legal fees and a contribution towards stamp duty
  • TOP TIP: Package your case fully at submission and valuation will be instructed at the start of the underwriting process

 

Capital Raising up to 90% LTV

  • NEW – we have returned to the pre-Covid position of allowing capital raising for both Further Advances and Remortgages up to 90% LTV. Please note debt consolidation is limited to 80% LTV

For full details on the points above, please refer to our Mortgage Lending Criteria Guide and Product Guides or speak to your Local Business Development Manager