Here’s a full list the changes with product codes in brackets:
New Business
Core Range
Residential
Rate Changes
2 year fixed rate purchase
[FO26560] 80% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £995, cashback £250
[FO26561] 80% LTV, decreasing by 3bps from 2.43% to 2.40%, product fee £0, cashback £250
2 year fixed rate remortgage
[FO26565] 70% LTV, decreasing by 8bps from 1.61% to 1.53%, product fee £0
[FO26566] 75% LTV, decreasing by 8bps from 1.61% to 1.53%, product fee £0
[FO26567] 80% LTV, decreasing by 8bps from 1.83% to 1.75%, product fee £995
5 year fixed rate purchase
[FO26562] 90% LTV, decreasing by 3bps from 3.51% to 3.48%, product fee £0, cashback £250
5 year fixed rate remortgage
[FO26571] 70% LTV, decreasing by 2bps from 1.43% to 1.41%, product fee £995
[FO26573] 75% LTV, decreasing by 2bps from 1.43% to 1.41%, product fee £995
[FO26576] 85% LTV, decreasing by 11bps from 2.90% to 2.79%, product fee £0
Rate Changes and Cashback Changes
2 year fixed rate remortgage
[FO26568] 85% LTV, decreasing by 4bps from 2.32% to 2.28%, product fee £995, cashback increasing from £0 to £250
[FO26569] 90% LTV, decreasing by 12bps from 2.94% to 2.82%, product fee £995, cashback decreasing from £250 to £0
5 year fixed rate remortgage
[FO26570] 60% LTV, decreasing by 7bps from 1.52% to 1.45%, product fee £0, cashback increasing from £0 to £250
[FO26572] 70% LTV, decreasing by 2bps from 1.80% to 1.78%, product fee £0, cashback increasing from £0 to £250
[FO26574] 75% LTV, decreasing by 2bps from 1.80% to 1.78%, product fee £0, cashback increasing from £0 to £250
[FO26575] 80% LTV, decreasing by 4bps from 2.48% to 2.44%, product fee £0, cashback increasing from £0 to £250
New Products
2 year fixed rate remortgage
[FO26564] 60% LTV, 1.28%, product fee £0, cashback £250
2 year fixed rate remortgage – high value
[FO26579] 75% LTV, 1.18%, product fee £995
5 year fixed rate remortgage – high value
[FO26580] 70% LTV, 1.40%, product fee £995
5 year fixed rate remortgage – high value
[FO26581] 75% LTV, 1.40%, product fee £995
Withdrawn
2 year fixed rate remortgage
[FO26333] 60% LTV, 1.32%, product fee £0
Green Mortgages
Residential
New Products
2 year fixed rate purchase
[FO26577] 75% LTV, 1.17%, product fee £995, cashback £250
5 year fixed rate purchase
[FO26578] 85% LTV, 2.47%, product fee £995, cashback £250
Existing Customer
Core Range
Residential
Rate Changes
2 year fixed rate switcher
[FO26788] 60% LTV, decreasing by 22bps from 1.54% to 1.32%, product fee £0
[FO26626] 70% LTV, decreasing by 9bps from 1.79% to 1.70%, product fee £0
[FO26631] 75% LTV, decreasing by 9bps from 1.79% to 1.70%, product fee £0
[FO26635] 80% LTV, decreasing by 14bps from 2.58% to 2.44%, product fee £0
[FO26633] 80% LTV, decreasing by 17bps from 1.98% to 1.81%, product fee £995
[FO26638] 85% LTV, decreasing by 23bps from 2.93% to 2.70%, product fee £0
[FO26636] 85% LTV, decreasing by 18bps from 2.51% to 2.33%, product fee £995
[FO26792] 90% LTV, decreasing by 11bps from 3.29% to 3.18%, product fee £0
[FO26640] 90% LTV, decreasing by 24bps from 3.09% to 2.85%, product fee £995
5 year fixed rate switcher
[FO26790] 60% LTV, decreasing by 7bps from 1.69% to 1.62%, product fee £0
[FO26650] 70% LTV, decreasing by 9bps from 2.00% to 1.91%, product fee £0
[FO26652] 75% LTV, decreasing by 9bps from 2.00% to 1.91%, product fee £0
[FO26654] 80% LTV, decreasing by 7bps from 2.69% to 2.62%, product fee £0
[FO26653] 80% LTV, decreasing by 10bps from 2.23% to 2.13%, product fee £995
[FO26655] 85% LTV, decreasing by 17bps from 2.76% to 2.59%, product fee £995
[FO26656] 85% LTV, decreasing by 33bps from 3.33% to 3.00%, product fee £0
[FO26657] 90% LTV, decreasing by 8bps from 3.39% to 3.31%, product fee £995
[FO26658] 90% LTV, decreasing by 12bps from 3.74% to 3.62%, product fee £0
New Products
2 year fixed rate switcher
[FO26787] 60% LTV, 1.06%, product fee £995
2 year fixed rate switcher – high value
[FO26596] 60% LTV, 1.03%, product fee £995
2 year fixed rate switcher
[FO26785] 70% LTV, 1.10%, product fee £995
2 year fixed rate switcher – high value
[FO26668] 70% LTV, 1.09%, product fee £995
[FO26669] 75% LTV, 1.24%, product fee £995
2 year fixed rate switcher
[FO26629] 75% LTV, 1.25%, product fee £995
5 year fixed rate switcher – high value
[FO26670] 60% LTV, 1.20%, product fee £995
5 year fixed rate switcher
[FO26784] 60% LTV, 1.23%, product fee £995
[FO26649] 70% LTV, 1.28%, product fee £995
5 year fixed rate switcher – high value
[FO26671] 70% LTV, 1.27%, product fee £995
5 year fixed rate switcher
[FO26651] 75% LTV, 1.48%, product fee £995
5 year fixed rate switcher – high value
[FO26672] 75% LTV, 1.47%, product fee £995
Withdrawn
2 year fixed rate switcher
[FO26366] 60% LTV, 1.15%, product fee £995
2 year fixed rate switcher – high value
[FO26375] 60% LTV, 1.14%, product fee £995
2 year fixed rate switcher
[FO26367] 70% LTV, 1.39%, product fee £995
2 year fixed rate switcher – high value
[FO26376] 70% LTV, 1.38%, product fee £995
2 year fixed rate switcher
[FO26368] 75% LTV, 1.39%, product fee £995
2 year fixed rate switcher – high value
[FO26377] 75% LTV, 1.38%, product fee £995
5 year fixed rate switcher
[FO26371] 60% LTV, 1.30%, product fee £995
5 year fixed rate switcher – high value
[FO26378] 60% LTV, 1.29%, product fee £995
[FO26379] 70% LTV, 1.59%, product fee £995
5 year fixed rate switcher
[FO26372] 70% LTV, 1.60%, product fee £995
[FO26373] 75% LTV, 1.60%, product fee £995
5 year fixed rate switcher – high value
[FO26380] 75% LTV, 1.59%, product fee £995
BTL Standard Switcher Range
Buy To Let
Rate Changes
2 year fixed rate switcher
[FO26659] 60% LTV, decreasing by 19bps from 1.79% to 1.60%, product fee £995
[FO26660] 70% LTV, decreasing by 9bps from 1.99% to 1.90%, product fee £995
[FO26661] 70% LTV, decreasing by 13bps from 2.75% to 2.62%, product fee £0
[FO26662] 75% LTV, decreasing by 7bps from 1.99% to 1.92%, product fee £995
[FO26663] 75% LTV, decreasing by 13bps from 2.75% to 2.62%, product fee £0
5 year fixed rate switcher
[FO26664] 60% LTV, decreasing by 21bps from 2.89% to 2.68%, product fee £0
[FO26665] 70% LTV, decreasing by 36bps from 3.33% to 2.97%, product fee £0
[FO26666] 75% LTV, decreasing by 7bps from 2.33% to 2.26%, product fee £995
[FO26667] 75% LTV, decreasing by 37bps from 3.42% to 3.05%, product fee £0
End dates
2 Year Term End Dates Moving from 31 August 2023 to 30 November 2023
5 Year Term End Dates Moving from 31 August 2026 to 30 November 2026
