We’ve been helping teachers buy their first homes for the last 55 years. Our exclusive new 90% LTV teacher mortgages will help get even more educators onto the property ladder – a fitting reward for a tough 12 months in and out of the classroom.
Teacher exclusive mortgages that are as simple as ABC:
- ONLY ONE APPLICANT NEEDS TO BE A TEACHER – we welcome joint applications from teachers wishing to purchase with a non-teacher partner;
- OUR AFFORDABILITY IS TAILORED TO TEACHER SALARIES – we understand teacher pay grades and progression scales and can lend up to 5 times salary. In fact, Financial Reporter recently named us a top 5 lender for residential affordability;
- WE LEND TO NEWLY QUALIFIED TEACHERS (NQTs) – our specific NQT lending criteria means we can offer a mortgage based on a job offer or contract and can help teachers move into their first home before they start their first role;
- WE UNDERSTAND MINOR CREDIT BLIPS – we tick people, not boxes, so if something has happened that’s making it hard to get high street finance, talk to us;
- MODERN DAY GUARANTOR MORTGAGES – sometimes we all need a helping hand. Our Joint Borrower Sole Proprietor (JBSP) mortgages allow parents or grandparents to join younger borrowers on a mortgage, increasing their affordability whilst retaining sole ownership.
Ready to talk mortgages for teachers, complex borrowers or both? Find out more by calling Hannah and the TFI team today on 0800 378 669 or visit our website.
