If your client is looking for health insurance, they’ll want the fastest possible diagnosis and the best possible treatment – all at the best possible price.
That’s why The Exeter have created Health+.
- Unlimited in-patient & day-patient treatment;
- Complete cancer cover;
- Three hospital lists (Essentials, Standard and Extended);
- Visit www.the-exeter.com/healthplus/hospitals to use their postcode finder.
You can also add three bolt on’s:
- Additional out-patient cover – Covers specialist fees and diagnostic tests such as X-rays, ECGs and pathology tests;
- Additional mental health cover – Covers specialist treatments as an in-patient or day-patient including accommodation and nursing for up to 28 days, plus full outpatient;
- Additional therapies cover – Offers clients access to a physiotherapist, chiropractor, osteopath, acupuncturist, podiatrist, speech therapist, pain clinic or two consultations with a dietician.
The product is primarily NCD rated and you can have the community rates product but only on virgin business. NCD it is individually rated, so for families each member has their own NCD rating (isn’t affected for claims under £300).
Excesses – now there is the option to go to £0 excess or up to £3,000/£5,000
As part of their new product they have an app. The app gives them access to a:
- GP;
- Physio x6 sessions;
- Metal Health x6 sessions (don’t need the mental health options);
- Second opinion.
Using these services doesn’t affect NCD or premium.
