VitalityHealth is insurance that rewards your clients for being healthy as well as protecting them when things go wrong. It also helps clients lead a healthier life – meaning they don’t have to claim to be able to benefit.
- The maximum age is 79;
- Customers get one free health check per year with Lloyds;
- The more you engage with Vitality fitness the more points you get;
- These points will help to reduce the excess (£250), so if you are a Bronze member it stays the same, if you are a Silver member it reduces to £50, if you are a Gold member it’s £100 and for a Platinum member it’s £130;
- On renewal the prices are dependent on Age 3%, Medical inflate 5%, then claims and your status. The better the status the lower your premium will be. So, if you have a year of no claims and you’re a Platinum member your premium may not go up;
- The price will also be affected but the community rate + the book rate.
Summer Switch and Save
- Need to be three years claim free;
- Switch a client to Vitality and they will match the cover (or increase it if they can’t match it) and the premium will be the same or lower;
- If you switch mid-term they will match your current premium.
