Great news! We have reduced our 90% LTV Core and 85% LTV Part & Part 5 year fixed residential rates by 20bps, with rates now starting from 3.39% and 3.59% respectively.

Things to note

  • Purchase or pound for pound re-mortgage only
  • Available on flats & houses; maximum property value of £600,000
  • All loans are subject to a physical valuation
  • Product fee can be added to loan
  • For lending over 80% LTV, customers on/or have recently been furloughed or had any associated COVID-19 related deductions from their salary/income will not be accepted. For self-employed this includes any SEISS grants received in the last 6 months.
  • We do not accept customers with impaired credit history over 85% LTV
  • If your customer would like to switch to the new product, you will need to resubmit the application through our online portal which will be assessed as a new application and new supporting documents will be required.

Please note: 90% LTV products may be withdrawn at short notice.

For full details on the points above, please refer to our Mortgage Lending Criteria Guide and Product Guides.

Contact us

Please get in touch with your BDM or call our Broker helpdesk on 0203 427 1019. Find your nearest BDM here.