The max loan size for all first charge residential mortgage products has been increased.

Key features include:

  • Available for Remortgage and Purchase, including First Time Buyers, up to 85% LTV
  • Capital Repayment or Interest Only (Interest only affordability on Interest Only payment)
  • 2yr, 3yr and 5yr fixed rates from 3.80%
  • Previous Adverse accepted: Can have unsecured adverse credit if now up-to-date, and up to £5k of Defaults/CCJs more than 2 years ago. 0 in last 12m mortgage arrears.
  • Unusual Properties accepted: including steel-frame, timber-frame, concrete, listed, ex-local or high-rise flats and maisonettes.

Download our new latest product guides below:
Standard Residential Mortgages Product Guide
Packager and Distributor Residential Mortgages Product Guide

For new case enquiries, please contact your Broker Relationship or Key Accounts Manager directly on 020 7031 1551,  or email mortgage.enquiries@utbank.co.uk.  For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at www.utbankmortgages.co.uk.